You can get started in just a few minutes, and you don’t need any sort of special skill or even prior experience. Simply put, you’ll be sharing your opinion on popular brands, products, and services, and in exchange, you’ll earn anywhere from a few cents to a few dollars [per survey] for your time.

In our Ipsos iSay review, we thoroughly tested the survey platform to help determine if the site makes sense for you.

From exploring the platform’s ease of use and sifting through all of its features, to vetting privacy concerns and looking at earnings claims, here’s everything to know about the survey site before signing up.

What Is Ipsos iSay?

Ipsos iSay is an online survey platform owned and operated by the market research giant Ipsos.

Founded in 1975 in Paris France, Ipsos partners with over 5,000 clients to conduct 70 million surveys each year, reaching participants in over 100 countries.

The idea behind iSay is simple: users complete surveys and engage in certain activities to help Ipsos better understand what consumers want. In return for your valued opinion, you get paid with points that you can redeem for free gift cards or cash.

Start Earning

$0.25 to $1.00 Earnings Per survey.

$0 Fees Free to join.

DollarSprout Rating

Founded in 1975, Ipsos is one of the world's largest market research companies, operating in 89 countries with over 19,000 employees. Their iSay panel generally pays member survey takers between $0.25 and $1.00 for each study they complete.

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Pros

• A+ rating with BBB.
• 4.2/5.0 rating on Trustpilot.
• Transparent earning expectations.
• Low payout threshold (only $5).
• International users welcome (check website for exact locations).
• Earn points even if disqualified from a survey.

Cons

• Few high-paying opportunities.
• Mobile application is sometimes glitchy.
• Occasional broken surveys.
• Few gift card options.
• Limited number of ways to earn points.
• Like many survey sites, may be disqualified after starting a survey.

Is Ipsos iSay Legit?

Ipsos iSay is as legit as any other noteworthy survey platform on the web. The Ipsos group holds an A+ rating with the Better Business Bureau (BBB) and has zero unresolved complaints.

Additionally, they maintain a strong 4.2-star rating (out of 5.0) on Trustpilot.

The Ipsos iSay app comes in notably weaker at 2.9 stars on Google Play and 1.9 stars on the Apple App Store. This appears, in part, due to negative reviews revolving around a glitchy survey interface and the inability to use the app in landscape mode.

Ultimately, users should expect to earn points and receive payouts in the advertised manner.

How Ipsos iSay Works

Like most other survey sites, iSay requires that you create a member profile during the signup process.

It is normal for them to ask you to answer questions about seemingly personal demographic information.

Age, gender, location, marital status, and number of dependent children are but a few of the many areas they may touch on in their Sensitive Personal Information Profiling Survey.

Additionally, you’ll take Profiling Surveys in several other categories such as Travel, Technology, Personal Care, Home and Garden, and General Consumption Information.

Your answers will be stored under My Profile and are used to match you to relevant studies during the survey pre-qualification process. They can be changed or deleted at any time.

Notably, Ipsos iSay has streamlined its platform in recent years. Previously available features such as Polls, Contests, and their Loyalty Program have been removed.

Unlike other platforms that offer an array of ways to accrue points, there are now just two ways to make money on Ipsos iSay: completing paid surveys and referring friends and family to the app.

Paid Surveys

After completing the signup process and completing the Profiling Surveys, one can immediately start taking “real” surveys to earn points.

Available surveys on your active member profile will share an estimated completion time and the number of points you can expect to earn (up to).

No surprise, the longer the estimated completion time, the more iSay points you’re generally eligible to earn.

Surveys will often start with a number of qualifying questions to make sure you’re a good fit for the survey.

After screening in, users will then complete the survey in front of them. Surveys can be anywhere from one to dozens of questions in length, and take as little as 1 minute, to 30 minutes or more, to complete.

Questions are presented in a number of different formats including:

• Multiple choice
• Select all that apply
• Matching
• Drag-and-drop
• Or even short answer fields.

Additionally, some surveys will ask if the participant is comfortable allowing access to their webcam (to gauge physical response to a prompt) or if they’d be willing to upload a photo of products [in use] in select circumstances.

These are optional and can be declined at every occurrence, but may be worth the hassle given their often higher-than-average earning potential.

Earned points are typically delivered instantly upon survey completion, but the website does state to allow up to a few days for the point crediting process to complete.

Earning Potential

Over a large sample size of surveys, it becomes readily apparent that a reasonable earning expectation for taking surveys with Ipsos iSay falls between $3 and $5 per hour.

Related: 190 Side Hustle Ideas for Making Extra Money in Your Spare Time

Referrals

In light of iSay removing previously held Contests, the Polls feature, and their Loyalty Program, the second and only other point-earning method available is the ability to Refer a Friend.

If a friend or family member signs up through your link and completes an incentivized survey — not the default Profiling Surveys that everyone completes at registration — you’ll be awarded 100 points. (Each successful referral will earn you $1.)

There is a monthly cap of 10 referred users, so you won’t get credit for referring more than that.

How to Sign Up

Creating an Ipsos iSay account is easy. Simply head to their website (affiliate link) and create an account.

If you’re on a mobile device, the homepage has links to the respective app stores. I would go through their homepage instead of searching through the app stores because there are often knock-off apps that try to emulate the official iSay app.

Ipsos iSay does not currently offer any sort of bonus code or referral bonus for the user.

Any person or website promoting one is a scam.

Our content is reader supported, so we will earn 100 points if you choose to try Ipsos iSay through our link. Your patronage is much appreciated. 

How to Redeem Ipsos iSay Rewards 

One of the nice things about iSay is that it’s stupidly simple to use. There are just three tabs on the dashboard, and if you head to the Rewards tab, you easily see the three ways you can redeem your hard-earned points.

1. Redeem points for cash

My go-to redemption preference once I have enough points, I head to the Money Transfer section of the Rewards tab and elect for cash to PayPal.

There are no incentives to save for a larger deposit amount so I cash out every time I meet the minimum threshold (currently 510 points for $5 in PayPal funds).

The one drawback about cashing out to PayPal is that there is a significant delay of 1 to 3 weeks between requesting a payout and funds hitting your account. This is significantly slower than other sites in this industry, but the funds do eventually come. If you desire faster payouts, the gift card option below may be a better option. 

*There does appear to be a nominal 10-point transaction fee for PayPal payments. Gift card redemptions do not include this fee.

2. Redeem points for gift cards

iSay does offer cashouts to several popular merchants, but the number of options is somewhat limited. Currently, you can redeem your points for gift cards at the following places:

• Amazon
• Lowe’s
• Grubhub
• DoorDash
• Virtual Visa Prepaid Card
• Target
• Starbucks
• ROBLOX

The digital gift cards are delivered instantly to your email address on file.

3. Donate points to charity

Lastly, iSay does provide a method for donating your earned points to the Ipsos Foundation — a 501(c)(3) non-profit organization that focuses on educational projects for disadvantaged youth across the globe.

Since its creation in 2014, the Ipsos Foundation has funded 67 education projects for children in 34 countries, totaling more than €1.8M.

The minimum threshold to donate is just 200 points ($2 effective donation).

Ipsos iSay Alternatives

Ipsos iSay is one of many market-research-focused platforms on the web, each with pros and cons that may make them more worth your time. Other survey sites include:

Branded Surveys. Offers a user-friendly interface and a consistent flow of survey opportunities, which can lead to quicker earnings compared to iSay. They also have a wide range of redemption options. However, the average payout per survey is generally lower than iSay, which means that you might need to complete more surveys to reach the same earnings.

Survey Junkie. Known for having a vast selection of survey topics, providing a more engaging experience than iSay. That said, Survey Junkie tends to have stricter qualification criteria for surveys, which can lead to higher disqualification rates.

Swagbucks. Offers more earning opportunities beyond surveys, such as watching videos, playing games, or shopping online, providing a more diversified experience compared to iSay. On the flip side, the value of rewards earned per activity can be lower, and it might take longer to accumulate enough points to redeem for cash or gift cards.

FAQs

Many of these answers can be found scattered throughout the Ipsos iSay review, but we’ve consolidated some frequently asked questions here in case you missed them.

Is Ipsos iSay Worth It?

Generally speaking, paid surveys are a not-so-fun way to earn extra money in your free time. But they are legitimate, and you can take home a few extra bucks each month for your efforts.

Very consistent Ipsos iSay survey takers can plausibly earn between $50 and $100 each month, but that means taking surveys almost daily for one hour on average.

There are certainly other ways to make money online whose earnings will far exceed that of taking paid surveys, but those opportunities may require physical labor or skills that you simply don’t have.

Ultimately, Ipsos iSay is amongst the better market research platforms out there. Its simplicity makes it easy to use, and earnings are on par with other survey providers.

If paid surveys are a good fit for you, iSay should be amongst your earning repertoire.

Related: Honeygain Review: How I’ve Made $2,000 Selling My Unused Internet

The post Ipsos iSay Review 2023: Pros, Cons & Realistic Earning Expectations appeared first on DollarSprout.

(Spoiler: not possible by selling just your unused internet.)

It’s rare we come across ways to earn passive income that don’t involve some sort of actual work, or some large amount of money invested over a pretty good period of time, just to see a meaningful return.

Technically speaking, Honeygain is no exception. The reality is that in the absence of an internet connection you’re already paying for, you won’t be able to earn any sort of extra money online.

By installing the Honeygain app, however, one can unlock a truly passive income stream in just a few clicks with zero additional activity required. In doing so, users will earn money by de facto “selling” the unused portions of their Internet connection.

But, with their homepage flashing a $55 per month figure, their stated average $26 cashout amount, and the outlier $16,000 success story, it’s important to shed context on how the app actually works, how much you can expect to earn, and ultimately whether or not it makes sense for you to use it.

All these details, and more, in our Honeygain review.

What Is Honeygain?

Honeygain is a legit passive income app that allows users to share (sell) the unused portions of their internet bandwidth. By keeping the app installed and active on your desktop, mobile device(s), or both, you will accrue Honeygain credits which can be exchanged for USD or crypto.

The rate at which credits are accrued is impacted by your location, internet speed, and the number of IP addresses your devices are connected to.

The app — operated by Albany, NY-registered Swarmbyte Inc — was launched in May of 2019 and has active users in over 150 countries. They currently maintain a 4.5 out of 5-star rating on Trustpilot with over 10,000 reviews. They are not a BBB-accredited business.

Try Honeygain

Free Price

$5 Sign Up Bonus

DollarSprout Rating 4.5 out of 5 stars

Active in 150 countries, Honeygain has paid out millions to its "hive" of users that donate their unused bandwidth to the app's robust residential proxy network. The combined resources are used by scientists and Fortune 500 companies to help power market research, prevent fraud, aggregate data, and more.

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Pros

• A truly passive income stream.
• Minimal to no interference of daily device usage (desktop only).
• Robust referral program with recurring bonuses.
• Sleek, easy-to-use app interface.
• Not resource intensive (uses less than 1% CPU/available memory).
• Daily giveaways allow users to earn additional free credits.

Cons

• Honeygain does not have a clear or publicly available management team.
• Increased data usage is a large concern for data-limited plans.
• May notice a drain on speed if you have a bandwidth-limited network or many devices connected simultaneously.
• Battery drain for mobile devices may be intense.
• App does not work in the background on mobile devices, rendering its functionality nearly pointless.

How Honeygain Works

When you download the app and complete the registration process, Honeygain immediately begins to run in the background and taps into your unused bandwidth.

(This is the part of your internet capacity that remains idle when you’re not actively using it for browsing, streaming, or downloading.)

Essentially, you’re allowing Honeygain to access a small portion of your internet connection, which you’re not using anyway, in exchange for some earnings.

Honeygain partners with businesses that require large amounts of data for various purposes like market research, content delivery, and more. These businesses pay Honeygain for access to their distributed network, which is made up of the combined bandwidth of all Honeygain users. The company then shares a part of its earnings with you, as a token of appreciation for contributing your bandwidth.

Honeygain claims to take data security seriously, and its network is purportedly built in such a way that it does not have access to your personal data, browsing history, or any other sensitive information.

How to Make Money with Honeygain (Core Features)

Each of Honeygain’s three core features has vastly different earning potentials. Becoming familiar with each will help active Honeygain users maximize their earning potential and set realistic income expectations.

1. Gathering

Gathering is the primary method for earning Honeygain credits and is what the app is predominately known for. There are two different types of gathering:

Default network sharing

When users share their extra bandwidth with Honeygain, it is used to “gather small pieces of publicly available data from websites all over the world,” according to their website.

More specifically, your unused bandwidth is leveraged to provide proxy services to reputable third parties. The services help data scientists, Fortune 500 companies, and other reputable organizations conduct market research, prevent ad fraud, protect brand integrity, gather data and pricing intelligence, aggregate travel fares, and monitor SEO services.

• Earnings accrue at a rate of 3 credits per 10 MB of traffic.
• For 10 GB, a user will earn $3 USD.
• You’ll need to share about 66 GB of data to reach the payout threshold ($20). 
• Your network connection must maintain speeds of 10 MB/s to be used.
• 100 MB/s is the maximum utilizable speed.

These figures are greatly impacted by how many devices and IP addresses you have connected to the app (more on this below). Furthermore, there are several other ways to earn Honeygain credits, which can reduce the time it takes to reach the minimum payout threshold.

Content Delivery

In addition to the default network sharing feature that automatically begins running after installation, desktop users can choose to opt-in to Honeygain’s Content Delivery (CD) feature to earn even more money.

In short, your network connection will now be used to process data-heavy content, including videos, images, more extensive websites, and the like. As a result, earnings with Content Delivery surpass those of Default Network Sharing. (While Content Delivery is active, you will accumulate 6 credits per hour, which is different than the 3 credits per 10 MB you earn through Default Network Sharing).

Fortunately, Content Delivery operates in conjunction with Default Network Sharing, so you can earn from both simultaneously.

Playing with the Honeygain Calculator will give you a more accurate idea of how much you should expect to earn with their combined Gathering features.

***Currently, CD is available for the following countries: Argentina, Australia, Austria, Belgium, Brazil, Canada, China, Colombia, Czech Republic, Denmark, Finland, France, Germany, Georgia, Greece, Hong Kong, Hungary, India, Israel, Ireland, Italy, Japan, Malaysia, Mexico, Moldova, Netherlands, New Zealand, Norway, Poland, Philippines, Portugal, Romania, Russia, Singapore, South Africa, South Korea, Spain, Sweden, Switzerland, Taiwan, Thailand, Turkey, United Kingdom, and United States of America. [Updated 2023-04-06]

2. Winnings (Lucky Pot)

While how much internet one shares with Honeygain will ultimately make up a good portion of their overall earnings, users can “win” up to $10 per day (10,000 credits) by sharing at least 15 MB of traffic and then clicking on the Lucky Pot logo in the top right portion of your Honeygain dashboard.

You can only enter once per day, but you’ll earn at least 5 (and up to 10,000) credits, each time you open the Lucky Pot.

3. Honeygain’s Referral Program

By far the most robust way to make money with Honeygain is their referral program.

Immediately after creating your Honeygain account, you’ll get access to a personalized referral link.

When your friends or family use your invite link to download the app, they’ll get a $5 welcome bonus, and you’ll earn 500 credits ($0.50) once they have gathered 2 GB worth of data.

And while the $0.50 for you and $5 for them is great, that’s not the real breadwinner in this equation.

More importantly, you’ll earn a 10% recurring bonus on all their future earnings.

This is a monster incentive. As the number of active users you refer grows, so too do your earnings.

How Much Does Honeygain Pay?

It comes as no surprise that the most frequently asked question we see thrown around is how much can you earn from Honeygain?

The answer is, as with many things in life, it depends.

To get a better idea of how much you can expect to earn, start by considering how many devices and IP addresses you can plausibly run Honeygain on.

By playing with the Honeygain Calculator (mid-way down on their homepage), I discovered that the expected earnings for a single device sharing 2 to 3 GB per day from a single IP address — with 0 CD hours included — came in between $18 and $27 per month.

For the vast majority of users, this is the most realistic expected monthly earnings range (assuming you have an unlimited data package with network speeds that allow for data transfers of at least 10 MB/s).

Honeygain Earnings Scenarios

• 1 device (desktop), 1 IP address: $18 to $27 per month.
• 2 devices (desktop + tablet), 2 IP addresses: $36 to $45 per month.

*Both scenarios require sharing between 2 and 5 GB daily; with 0 hours of CD participation.
**Adding 24 hours per day (!!) of CD sharing only adds $4 per month in additional earnings for both of the above scenarios.

While the Honeygain Calculator allows for 10 IP addresses and 20 GB of sharing for a max earnings of $184 per month, there’s nearly no feasible way for the average person to even come close to that outside some elaborate, likely expensive, setup.

How to Sign Up for Honeygain

Getting started with Honeygain is super easy. Merely head to the Honeygain website and install Honeygain from the relevant store that supports your device.

Supported operating system versions include:

• Windows
• macOS
• Linux (Docker)
• Android
• iOS

After you download the app, you’ll be asked to fill out their registration form to finish the installation process. Once completed, the app is ready to start sharing your Internet. There is no active work ever required again unless you choose to take advantage of the Lucky Pot or referral program features. 

Honeygain Sign Up Bonus

Though not required, you can use our Honeygain referral link and earn a $5 bonus (5,000 credits) for doing so.

Our content is reader supported, so your patronage is certainly appreciated.

You will earn the $5 bonus regardless of whether or not you download Honeygain using our invite link.

Honeygain Payout Process

Cashing in your earned credits once you’ve reached the minimum threshold of 20,000 credits ($20) — for cash to your PayPal account or crypto — is pretty straightforward.

Merely head to your online dashboard, hit Request Payout, and choose between PayPal or JMPT.

PayPal cashouts are hit with a hefty 15% transaction fee, a rather large drawback.

Conversely, Honeygain offers the opportunity to cash out to crypto via the award of JumpToken (JMPT). There is no transaction fee associated with this method.

Additionally, Honeygain adds a 20% bonus to your earnings if you withdraw using this method — net 35% swing over withdrawing to your PayPal account. Your earnings can then be moved to cold storage, or eventually sold on major exchanges like Binance or Coinbase.

Honeygain requests that you allow up to 48 hours to process withdrawals and get paid.

Getting Help & Customer Support

Honeygain seemingly favors a desk and ticket system approach to providing front-line support.

If you have questions about the app, its features, payout inquiries, and more, you’ll need to start by sifting through their available Help desk.

If you’re unable to find the information you’re looking for, you can submit a support request here.

Honeygain does not publicly share staff or support email contact information. They do however have several online communities you can join to seek out information and network with other users. You can find them on:

• Reddit: r/Honeygain
• Discord: Honeygain Official
• Facebook: Honeygain Official

Honeygain Alternatives

If you’re not sold and want to explore alternatives, there are a number of other data collection apps that can be utilized alongside or in place of Honeygain.

1. Nielsen Computer & Mobile Panel: By tracking the way people employ their internet-enabled devices, this app allows users to earn roughly $50 annually for granting the app permission to gather this information.
2. PacketStream: Employs a peer-to-peer proxy network similar to Honeygain. It offers a higher payout rate, but its user base is smaller, which may result in fewer opportunities to earn. The service focuses on catering to businesses and offers a more transparent approach to bandwidth sharing.
3. LoadTeam: LoadTeam is a distributed computing platform that lets users earn money by allowing the app to use their computer’s idle processing power. While it doesn’t involve sharing bandwidth like Honeygain, it offers an alternative way to earn passive income. 
4. Swagbucks: Not a direct alternative to Honeygain but offers various ways to earn passive income, such as watching videos, taking surveys, and cash back on online purchases. Swagbucks has a larger user base and a well-established reputation, but it requires more active participation to maximize earnings, unlike Honeygain’s passive approach.

FAQs

Final Thoughts: Is Honeygain Worth It?

Simply put, whether or not you use money-making apps like Honeygain depends largely on two simple questions.

1. Do you have a desktop device?
2. Do you have a stable internet connection with unlimited data?

If the answer to either of those questions is no, then Honeygain likely won’t be worth the hassle, and may even cost you money as it drains your data package faster. 

If the answer to both is yes, then the Honeygain app is almost certainly worth your time, even if your earnings don’t reach commonly cited levels.

One last thing you may want to inquire about is whether or not your internet service provider starts to throttle network speeds after a certain amount of data is used. For example, you may have an unlimited data or internet package, but the provider starts to downgrade your speeds after, for example, 20 GB is used in a particular month.

While you’re not technically paying more, the slower speeds may force you to reconsider using or potentially pause using Honeygain once your throttling limits are reached. 

Try Honeygain

Related: 50+ Legit Ways to Make Money Online

The post Honeygain Review 2023: How I’ve Made $2,000 Selling My Internet appeared first on DollarSprout.

Let’s be real. Most people are not going to get rich by just using their phone. But that doesn’t mean that you can’t make money from your phone quickly by leveraging a few apps and getting in on some of the easier side hustles.

Of course, for the right person, a smartphone actually can lead to a substantial source of income. But usually, these opportunities require a significant amount of work, time, money, or a combination of all three before they pay off.

Here we will cover a variety of options across the entire spectrum.

How to Make Money From Your Phone

1. Flip cash

The internet is mired with hundreds of places promising all sorts of free money for a laundry list of different reasons. Sign up for this, buy that, go and do this, you name it.

But at the end of the day, very few actually give you any sort of free cash without you having to spend money yourself – or do a ton of work to earn it.

That said, there are still a few good ways to earn completely free pocket change in 5 minutes or less.

Cash App’s send $5, get $5 welcome bonus is one such way.

(For those unfamiliar, Cash App is the second most popular e-wallet in the world – next to PayPal – and you can use it to send money to instantly send friends and family money whenever you need to.)

I regularly use the app to reimburse friends if they have to cover me in a pinch or if I leave my wallet at the house.

To get your free $5, simply:

1. Create a Cash App account and use referral code GK6CDJ1.
2. Add a debit card or bank account and send a friend $5 cash.
3. Have them send that same $5 right back to you and you’ll both instantly earn a free $5 bonus. It’s that simple.

Pro tip: You can earn an additional $15 for every user that you refer using your referral link in the app. The person you invite must send/make a payment of $5 or more within the first 14 days of registering to unlock your $15 referral bonus.

2. Get free stock

A unique way to reward those interested in trading stocks, Webull – a popular microinvesting app – offers new users 2 free fractional shares up to $300 in value each. Deposit any amount and receive between 4 and 10 additional free fractional shares valued at up to $3,000 each.

The stocks are assigned in a lottery-like fashion, so most users will receive stock in the $3 to $10 per share range; the odds of being assigned a fractional share worth between $11 and $300 each is 1 in 50.

The cool part is that you can deposit any amount to qualify for the free stock, so there’s no need to deposit hundreds or thousands of dollars unless you really want to get serious about investing. Just make a small deposit, earn the free stocks, and watch them grow or cash out after their sale has settled.

Related: 8 Best Investing Apps for Beginner Investors

3. Play video games

You don’t have to be a Dota or Fortnite champion to earn money playing video games.

(Fun fact: the prize pool for The International 2022 – the Dota World Championships – was over $19,000,000).

It’s much more simple than that. For example, you can make money from your phone for free by playing the exact same games you do on a daily basis through an app called Mistplay (Android only).

A gamer loyalty app, users will earn time-accrued credits they can then redeem in the Mistplay store for free gift cards to Amazon, eBay, Starbucks, and the Apple App Store.

The list of games frequently changes (Mistplay helps game developers expose new games to the public) but at the time of writing this article Super Mario Run, Pokemon Go, Fruit Ninja, Chess, Solitaire, Candy Crush Saga, Wordscapes, and dozens of others were all available to play.

If you’re feeling bold, you can up the ante by entering into competitions for games of skill with real cash prizes. Skillz – an eSports platform – offers a number of casino-like games (available on Android, iOS, and Samsung) where users can play in single or multiplayer tournaments for, sometimes quite large, cash prize pools.*

Some of their most popular games include:

• 21 Blitz 
• Blackout Bingo
• Dominoes Gold
• Pool Payday
• Solitaire Cube

With thirty million active players, five million daily tournaments, and $100,000,000 in monthly prizes award, it’s safe to say there’s some serious cash exchanging hands across their platform.

*Cash tournaments are not available in the following states: AZ, AR, CT, DE, IN, LA, ME, MT, SC, SD, and TN

4. Sell old stuff

Most of us have stuff sitting around our house or apartment that we don’t want or need anymore. Instead of letting it stack up, sell it. After a quick walk-through of my own house, I found several semi-valuable things that I can easily get rid of through Facebook Marketplace or any number of other selling apps.

• An old surfboard I don’t use anymore ($100 or so)
• An extra coffee table from my last apartment ($50)
• A few old video games ($5 to $10 each)

This method of making money on your phone fast is a personal favorite of mine. I bought and sold over $100,000 worth of Pokemon cards on sites like eBay and Mercari during the pandemic and haven’t slowed down since.

I regularly purge the clutter I have laying around, and my house is cleaner (and wallet fatter) for doing it.

5. Complete microtasks

Microtasks are small projects that virtually anyone with an internet connection can perform. Think of tasks like tagging photos or videos for machine learning, transcribing audio, moderating content, data entry, etc. Companies that pay for microtask work tend to not pay very much since the work is fairly easy, but if you are looking for a way to pass time and earn a few extra bucks, it can be worth it.

Suggested sites for finding microtask-related gigs:

• Amazon Mechanical Turk (“human intelligence tasks”)
• Clickworker (app testing, copy editing, and more)
• InboxDollars (market research)

6. Take paid surveys

We spend a lot of our downtime looking at our phones. Instead of mindless scrolling, consider adding a better “mindless” task: taking paid surveys. Nobody is going to get rich taking surveys, but there is certainly an opportunity to make $5 to $20 a month or more by answering questions about products relevant to your interest.

And in case you are wondering how this actually works, the money that is paid out from these surveys usually comes from a company that is doing market research to better understand consumers. A toothpaste company asking about brushing habits, a streaming service asking about what kind of shows you like, etc.

Our managing editor, Megan, made $7.41 with the popular survey site – Branded Surveys – in her first few hours of using the platform. The earnings certainly won’t come close to that of a full-time job, but they’re meaningful enough to cover her electric bill each month.

7. Sell your data

The reason that social media companies are able to make so much money is that they own an incredible amount of data on you, and that data is mega valuable to companies that want to advertise to you (and people like you).

Most of us are at least vaguely aware of this, although there isn’t much we can really do about it. That’s just how the ecosystem works. We spend time on social media, social media companies compile detailed profiles on us, they sell ad space based on that information, and round and round we go.

But now there are a handful of apps that are attempting to flip the script on that model and teach you how to make money from mobile data.

For instance, Tapestri is an app that pays users for their location information (up to $25 each month). Tapestri sells your anonymized data to advertisers, which is less privacy-invasive than what social media companies do.

They then share the proceeds with you, the user.

For example, I made $0.42 just today by sharing my location data with the app.

I work from home and am about as boring as they come in terms of the places that I visit (and I live in a super rural area), but perhaps your location data is worth more than my own. Even my earnings extrapolate to almost $15 over the course of the month, which is not too shabby considering I did virtually nothing to earn it.

Our top passive income apps:

• Tapestri
• NCP Mobile
• Honeygain

8. Land freelance gigs

If you have a normal 9 to 5 job, you might be surprised at how high the demand is for freelancers. Companies love to hire freelancers for one-off projects and even ongoing work because it’s often more efficient and flexible than hiring a full-time employee with benefits. The best part is, you don’t have to be a world-class talent in order to land freelance work. If you are decently skilled at something and have a portfolio of work to back it up, drumming up freelance business from your phone is fairly easy.

One DollarSprout reader – Betsy Skinner – makes over $3,000 per month as a freelance virtual assistant. She helps needy bloggers and small businesses with everyday tasks such as email management and filtering, proofreading of articles and blog posts, and light bookkeeping.

Outside of any business connections you might have, the best way to find freelance work is to create a profile and apply for jobs on freelance marketplace apps like Upwork or Fiverr, or industry-specific marketplaces like Toptal (developers) or Law Clerk (legal).

For more manual-labor-focused work, check out sites like TaskRabbit or driving apps like Uber, Lyft, etc. You can also read about more gig economy jobs here.

9. Sell your photos

Even though everyone has a camera in their pocket, that does not mean that everyone is a good photographer. If you’ve got decent photo-taking and editing chops, you can try your hand at selling photos on stock photography websites like Shutterstock, iStock, Adobe Stock, etc. Many online publishers are always on the lookout for the right photo for a particular piece of content, and if your photo fits the bill, you can easily make money from your phone without investment in high-end photography equipment.

When someone downloads your photo, you will receive a small royalty fee, usually somewhere around a few cents. The more downloads, the more money you will earn.

If you are active on social media and want to get involved in selling your own exclusive photos to monthly subscribers, you can also check out OnlyFans. It’s certainly a different experience than selling generic stock photos online, but there are dozens of creators (health care workers, athletes, influencers, life coaches, etc.) who have turned this into a full-time source of income.

10. Earn rewards

When most people think of rewards, they think of cash back credit cards. But there is another way to earn rewards that doesn’t involve the risk of piling on high-interest debt: cash back and rewards apps. These sorts of apps allow users to earn rewards on purchases from virtually every large retailer.

The best part about these apps is that any rewards you earn are piled on top of any credit card rewards you may be getting. So if you are earning 1% cash back with your credit card and 1% with an app, you will earn a total of 2% in rewards for that transaction. At first, the income may seem small, but it adds up over time!

Some of the best shopping rewards apps we recommend are:

• Capital One Shopping
• Dosh

11. Up your content creation game

Most of the items on this list are great for quick hits of small income, but if you are looking for a way to make potentially life-changing money from your phone, you’ll need to put some serious work into creating an audience. There are lots of platforms that offer this opportunity, so choosing where to start depends on your skills and interests.

With an audience – even a small one – creators can earn an income with ads, brand deals, or even selling their own products. The options (and income potential) are limitless.

Some ideas to spark your creativity:

• TikTok: Erika Kullberg (@erikakullberg) is a financial lawyer who started making TikToks with quick money tips and has grown her account to over 9M followers in just over a year.
• YouTube: Ethan Yau (@RampagePoker) started a poker vlog 4 years ago on YouTube where he would film himself playing cards in various casinos. Like anyone else, he started with just an iPhone and zero followers, but people were quickly drawn to watching his journey up the ranks to bigger and bigger games. Now he has almost 200k subscribers and is a “celebrity” in this small niche.
• Instagram: Paige Proctor (@paige_t1d_fitness) is a Physician’s Assistant with Type 1 diabetes who also earns a full-time income from Instagram as a health and fitness coach for others with diabetes.

Related: How to Make Money as an Influencer (Beginner Guide)

12. Get paid to text

Although the opportunities and earning potential are somewhat limited, you can get paid to send and receive text messages through a handful of different services.

• McMoney: This is a service that tests cell phone networks to make sure SMS messages are delivered properly. If you sign up with them and offer your number as a test number, you can earn a few dollars each year.
• Premium.Chat: If you already have a base of fans or clients, you can use a site like this one to offer private, direct messaging or video calls to paying customers.
• 1Q: This app will send you questions and pay you $0.25 cents per answer.
• FlirtBucks: Like it sounds, this site provides a platform for users to make $100 a day on your phone by carrying on flirty conversations with other users.

If the idea of texting sounds fun but the ergonomics of being on your phone are exhausting, move to your computer with these online typing jobs.

13. Try mystery shopping

One challenge that retail businesses and chain restaurants face is keeping the customer experience the same across several different locations. In order to monitor different locations, companies will hire “mystery shoppers” to secretly shop at a store and then provide feedback on their experience. And of course, these mystery shoppers are paid for their time.

Secret shoppers will report on a variety of consumer experiences including but not limited to:

• How friendly is the staff?
• How easy it is to find an item?
• How visible was pricing and was it easy to understand?
• How effective is a store display of an item(s)? Is it neat, clean, and organized, etc.? 

After completing a “shop”, the consumer then answers questions provided by the mystery shopping company, and they’re paid via a variety of different methods – direct deposit, PayPal, or paper checks by mail, to name a few. This is a great method of making money on your phone if you need to get paid daily as many companies will release payment upon receiving their feedback.

Related: Best Mystery Shopping Companies to Work For

14. Sit through ads

Whenever you watch a video on YouTube and have to sit through an ad, wouldn’t it be nice if you got a slice of that revenue? Lucky for you, there are several platforms now that actually pay users to watch ads.

• AdWallet: One of the most important metrics advertisers follow is how easy is it to recall a brand after watching or viewing an ad. With AdWallet, you can make money on your phone quickly by watching ads relevant to your interests and answering specific questions about the ad. The company then compiles the information you’ve provided and helps big brands tweak their advertising campaigns to make them more effective. User reviews report earning upwards of $20 for reporting on as few as 4 to 5 video ads.
• Swagbucks: This is a free online rewards site that offers many different ways to earn money, one of which is paying users to watch short advertisements. For each video that you watch, you can earn a few SBs which can then be redeemed for gift cards.
• Ibotta: A free cash back rewards app that specializes in grocery shopping. In order to redeem some of the rebates and rewards, Ibotta may require users to watch a quick ad.

15. Ditch your textbooks

Another easy way to make money from your phone is to scan your old textbook’s ISBN barcode and see if its worth money. If you are a college student and have a pile of textbooks that you never plan on opening again, don’t burn them. Sell them!

Your on-campus bookstore is not always the best place to sell your textbooks. Instead of getting lowballed by them, you can sometimes sell your books for a higher premium online. Here are some of the top sites for selling your textbooks:

• BookScouter: 30+ vendors on BookScouter will “compete” for your textbooks, making sure that you get the best offer possible.
• BookFinder: Similar to BookScouter, you can enter your textbook’s ISBN number on BookFinder and compare offers for your textbooks from several different buyers.

Things to Watch Out For

Make sure you are spending your time wisely. It doesn’t do you any good to spend 3 hours on your phone, only to make $1. In the world of microtasks and mindless work on your phone, it can be very easy to lose track of time and not have much to show for it. In most cases, you will be better off putting your time into developing a skill or building some sort of asset rather than just simply trading your time for a few cents.

Don’t send money to anyone you don’t know. If it sounds too good to be true, it is. There is no shortage of scams to watch out for, but in general, anytime someone is asking you to send money, cash a check, or purchase a gift card, they probably do not have your best interest in mind. Always keep your eyes peeled for these types of schemes.

Be wary of downloading things (viruses). Make sure to check the reviews of anything before you decide to download it onto your phone, especially if you are not getting it directly from the App Store or Google Play Store.

The Best Way to Make Money on Your Phone

A balanced, rational approach to earning will help you realize maximum earnings. Start by employing options that equate to low-hanging fruit.

If you shop frequently, install one of the free cashback apps that are popular amongst consumers. If you don’t care about who knows where you shop – or what you bought – install an app that pays you for your data. These two avenues alone can reclaim substantial earned income that you’d have otherwise lost.

Then, look at the other more active ways to make money. From selling gently used clothing and no-longer-used tech to leveraging money-making apps and starting a new freelance gig, there are ways to boost your earnings from a few dozen to hundreds or even thousands of dollars per month.

The post 15 Legit Ways to Make Money From Your Phone appeared first on DollarSprout.

Details: Cold weather aside, it doesn’t take much convince me to stay in the house during the month of October. Fall scented candles, spooky decorations, and warm drinks have started to make appearances, and I’m all for it. 

Another welcome addition? A ghoulish lineup of good movies from now until the “joy” of the festive season ruins the fun. 

It goes without saying that I’ll be spending a good amount of time on my couch switching between College Football and whatever thriller is on in between.

If the occasional Hollywood horror is also your cup of tea, you may be interested in USDish’s 3rd annual chilling tradition: 13 Stephen King films for $1300. 

To help you suffer through it, USDish will provide you with a $350 survival kit.

In it you’ll find a blanket, popcorn, candy, and some Stephen King paraphernalia to set the stage for what is sure to be a terrifying experience.
Additionally, you’ll also be provided a Fitbit to help you track your heart rate during some of the more intense scenes.

There is a catch. 

USDish wants to “know everything about your experience. You will track your heart rate and jump scares. You’ll let us know who joined in on the scares with you. You’ll let us know what you thought before watching certain movies, and if your feelings changed after you completed them. You’ll even log your sleep—if you can sleep.” 

They go on to say they’ll provide a simple worksheet for journaling the above info and anything else you wish to share. 

Get Started: The only requirements are that you are at least 18 years of age and are a permanent US resident. Check those two boxes and you’re good to go. 

After that, head to their application and tell them why you’re the perfect victim and what you hope to get out of the experience. One lucky winner will be chosen on Friday, September 30th, but hurry, you only have until Friday, September 16th to apply. 

Related: 

• 190 Side Hustles to Make Extra Money In Your Spare Time 
• 12 Legit Ways to Get Paid to Watch Movies 

The post Watch These 13 Frightening Films, Get $1300 appeared first on DollarSprout.

You know the one. It’s the place where your Hot Topic band T-shirts, NOW That’s What I Call Music! CDs, and long-forgotten DVD collection live. For me, the place that collects clutter is the spare bedroom. But instead of Blu-rays and old CDs, it’s boxes of old tech (laptops, cell phones, cameras, etc.) and books that haven’t seen the light of day in months — some, years.

Throwing them out seems like such a waste. And I don’t necessarily want to give away a set of Blu-rays that cost $20 each.

Since my most recent move, I’ve been struggling with what to do with them. I could probably sell the tech items, but ever since I got swindled out of a laptop on eBay, I’m wary of selling my tech online. And then there’s the hassle of finding a buyer, negotiating, and driving to the post office every time an item sells. 

But I recently learned there is a more convenient option: selling on Decluttr. 

With supposed instant cash offers, free shipping, and speedy payouts, I decided to put the company to the test. I bought a pristine condition cell phone from their store and immediately sold it back to them. 

Here’s what I learned. 

What Is Decluttr?

Decluttr is a company that buys and resells your old CDs, DVDs, video games, textbooks, and virtually any other technology. They act as the middleman so you don’t have to manage a listing, pay for shipping, or deal with buyers. 

According to the site, Decluttr has paid out more than $300 million to over 6 million customers worldwide. They have an A rating and are accredited with the Better Business Bureau (BBB). A review of Decluttr’s Trustpilot profile shows that the company also boasts an excellent 4.4 of 5-star rating over 23,000 reviews. Users report that the process for selling devices is easy, simple, payment is quick, and the Decluttr app and website are intuitive and easy to use. 

Complaints generally involve receiving a lower payment than initially offered for a device, and on the buyer’s side, occasionally receiving damaged products.

Get Your Instant Offer

Free Price No selling fee

DollarSprout Rating 4.5 of 5 stars

Decluttr buys your old CDs, DVDs, video games, textbooks, and various other tech. Select your technology or scan the barcode on your media items for an instant valuation. Shipping is free and all you have to do is pack the device and drop it at your nearest UPS location, or schedule a pick-up.

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Pros

• Instant quotes for all your items.
• Fast payment via direct deposit, PayPal, or check.
• Tech Price Promise guarantees that if Decluttr lowers their offer on your tech device upon inspection, you can request to have it sent back free of charge.
• BBB accreditation and high Trust Pilot score indicate a trustworthy company.

Cons

• Potentially lower payment than if you sold the items yourself.
• CDs, DVDs, and other media items that don’t pass quality control aren’t sent back to you.

How Decluttr Works

Decluttr makes the process of buying and selling used media and technology simple.

Notably, they’ll buy your used: 

The site gives you a free instant valuation on all your devices before you send them in. For tech devices and cell phones, choose the make, model, and condition to receive a quote.

There are three options to choose from for your device’s condition:

• Good: device works properly, has no major damage, and only light signs of wear and tear
• Poor: device works properly but has scuffs, dents, and major scratching
• Faulty condition: device may not be working properly or at all (major software problems, significant physical damage, water damage, cracked screens, etc.)

Bent or crushed devices or those missing components are not eligible for sale.

For CDs, DVDs, games, and other items, you’ll need to enter the barcode. Decluttr’s free app allows you to scan them rather than enter each item manually. And for Lego products, you need to make sure they are genuine Lego brand and the total weight is at least 1.1 pounds.

If Decluttr is accepting your item, you’ll receive an immediate offer. If you can’t find the tech item on their list, it means they’re not currently taking it. In addition to older model iPhones (iPhone 5 or earlier), a few items they don’t accept include vinyl, cassette and VHS tapes, pirated copies, and promotional items received from a magazine or other publication. 

Reviewer’s take:

The Decluttr store both buys and sells a large variety of tech; virtually every popular make and model you can think of, so long as it isn’t too dated and there’s still some consumer demand for the device.

For the purpose of our Decluttr review, I went the budget route and purchased an older, “Pristine” condition Galaxy S7 32GB using their app with the expectation that I could immediately sell it back to them. I paid $75.81 for the device after confirming they were accepting the device for consignment. 

I received the item in 2 business days and was pleasantly surprised that the item was legitimately in the stated Pristine condition. There wasn’t a single aesthetic issue with the phone — it looked like it was straight out of the box. 

Decluttr Samsung Galaxy S7 Front

Decluttr Samsung Galaxy S7 Screen

Decluttr Samsung Galaxy S7 Back

The item was factory reset and was ready for use immediately upon turning it on. 

If you’re on a budget and looking for sleek, functional modern tech without paying retailer MSRP on brand new devices, Decluttr has a robust selection with great prices. With a free 12-month limited warranty, there’s virtually no risk in receiving a faulty refurbished device you’re simply stuck with. They offer free returns here too, so buy with peace of mind.  

Ship your electronics for free

When you sell directly to buyers through sites like eBay and Amazon, shipping cost typically falls on your shoulders. With Decluttr, that’s not the case. 

Once you accept Decluttr’s offer, they’ll email you a welcome kit with a prepaid shipping label. Pack your goods into any box, print out your free shipping label, and send it through UPS at one of dozens of local Access Points.

Higher prices than competitors

Compared to similar sites, Decluttr offers some of the highest prices for smartphones and tech devices.

Each site has a different method for evaluating your phone’s condition. For consistency, I noted that each device was in “good” condition and chose the carrier as “factory unlocked.” You might get a slightly higher offer if you have the original packaging, charger, or additional accessories.

For most of the devices below, Decluttr’s offer was comparable to or higher than similar buyback competitors.

Fast payment

With Decluttr, you don’t have to wait weeks for payment. Once they receive your items, they’ll check everything over, remove any personal data from your tech devices, and pay you the day after your shipment arrives.

Payment options include direct deposit, PayPal, check, or a donation to the charity of your choice.

Related: 42 Creative Ways to Make Money Fast

Convenience

Like any company, Decluttr’s ultimate goal is to make a profit on the items it buys. If it didn’t, then they wouldn’t stay in business. That means you may earn less money than if you listed your items and sold them yourself.

As we previously alluded to, what you miss in earnings you get back in the form of time. That’s time you don’t have to spend making accounts, creating listings, writing descriptions, communicating or haggling buyers, and possibly getting scammed.

Is the Offer You Receive What You Actually Get Paid?

When you enter the information for your tech devices, Decluttr will lock in their offer for 28 days. Once they receive your order, Decluttr reviews your item. If it matches your description, you’ll get the full offer.

If your device is damaged or doesn’t match your original description, Decluttr may revise your offer. In that case, the Decluttr Tech Price Promise allows you to request it back free of charge. After Decluttr sends you a revised offer, you have 14 days to respond.

Media such as DVDs, CDs, games, and books operate differently. They’ll also check these items for quality to make sure they match your description. However, if they fail the quality assessment, you won’t get them back. So if you’re not sure an item will pass the quality control and you aren’t willing to part with it for free, you might want to rethink sending it in.

How Much Can You Make with Decluttr?

The amount you can expect to make with Decluttr depends on the quality, number, and type of items you have to sell. For instance, I also have a 64GB iPhone 8 that’s been sitting in a drawer for months that clocks in at $176.

I also cleaned out my CD and DVD collections years ago. But to give you an idea of how much you can reasonably expect to make selling on Decluttr, I scanned some books that have been sitting in boxes since my most recent move.

In total, that’s $186.98 for stuff that’s just lying around my house in boxes and drawers. If you have old books, CDs, Legos, and tech devices you’re not using, check Decluttr to see how much they’re worth.

If you have newer technology — maybe something you received as a gift or even purchased for yourself but never use — then you could earn even more.

I bought my 4th Generation iPad Pro brand new for $1,649. Decluttr offered me $790 for it after a year of use. Since it’s in excellent condition (I’ve only used it a handful of times), I could probably get more selling it myself. But for someone like me who prefers not to haggle with buyers or spend time messaging back and forth, Decluttr’s offer again seems fair.

Referral program

In addition to giving you top dollar for your tech devices, books, CDs, and other items, Decluttr has a program that allows you to earn an extra $5 by referring your friends. All you need to do is claim your unique code and share it via social media, text, email, or in person. When your friend completes a trade, they’ll also receive a $5 credit. 

There’s no limit to how many friends you can refer.

How to Have the Most Success with Decluttr

There were a few obscure titles in my book collection that Decluttr gave a hard pass. But I was also surprised at the books it accepted, including some yoga-related ones that came in at more than $1 apiece. That leads me to believe that even your most unsellable items have a shot.

However, you’ll want to follow some best practices to get the most out of your goods. A review of Decluttr’s terms and conditions offers some helpful advice:

• All items must have a barcode.
• Covers, disc artwork, and/or sleeve notes should be in good condition.
• Games should contain the original instruction booklet and artwork.
• Electronics and tech devices must match the reported condition.

One final tip: be honest. Decluttr reviews every item before finalizing their offer. Not describing an item accurately might cause them to lower your offer or even send the item back to you. For instance, if you say your old iPhone is in “good” condition but there’s actually a crack in the screen, you’ll likely get a lower offer when Decluttr reviews it, or it may not qualify for an offer at all.

Decluttr Review Summary: A Solid Option to Sell Online

Decluttr is one of the best selling apps on the market and a convenient alternative to selling directly to buyers. They offer a free instant valuation on all your items, so as long as you’re honest about the condition, you’ll know how much you’ll earn before sending anything in.

Selling on Decluttr is as simple as scanning barcodes, printing your shipping label, and dropping a box at UPS. The biggest downside is that they won’t send back any media items (books, CDs, DVDs, games, etc.) that don’t make it through the quality assessment. But as long as you’re willing to risk a few cents for the convenience of not having to sell anything yourself, there are few drawbacks to trading in your electronics with Decluttr.

The post Decluttr Review 2023: We Bought and Sold a $75 Phone. Here’s How It Went appeared first on DollarSprout.

Unless explicit direction was given to a well-meaning gift giver, a good many of the Christmas, graduation, or birthday gifts we’ve ever received would have been better replaced by our favorite plastic currency. Especially now that there are options for exchanging new or used gift cards for free cold hard cash.

If you know you won’t be near a Starbucks, Costco, or Target any time soon, and Walmart just isn’t your vibe these days, instantly redeem your digital dollars for actual cash at any one of these best places to sell gift cards online. 

Highest-Paying Places to Sell Gift Cards Online

If you’re anything like me, getting top dollar for my gift card is really all I care about. Every gift card exchange has selling fees or takes a certain cut; that much is to be expected.

But when I sell my $25 Amazon gift card on any particular website, I’d like to get as close to $25 deposited directly into my PayPal account as I can. That’s why these gift card exchange apps and websites are the best. 

1. CardCash 

Perhaps the easiest gift card exchange to use, you’ll be hard-pressed to find a better place to redeem your gift cards for cash anywhere on the web. Simply enter the store and balance using their quote tool and CardCash will display an instant offer. 

In my experience, quotes will most often fall between 80% and 85% of the cash value of the card, but offers can reach as high as 92%. Choose to receive your payment via mailed check, ACH (direct deposit), or, my favorite, PayPal Express.

• Sell cards from over 1,300 retailers. 
• Get up to an 11% value boost if you trade gift cards (i.e. swap a Walmart gift card for a Target gift card). 
• Give $5, Get $5 referral program. Earn $5 for each person you refer to CardCash (they get $5 too). 
• Need to make an online purchase? Get gift cards up to 34% off at one of the best discount gift card vendors online. 

2. Raise

The most well-known company in the gift card space, Raise offers one perk that sets them above many of its competitors: the ability to sell partially used gift cards. 

That’s right, even if you’ve spent money on the card, you can still sell the remaining balance for a cash deposit. Raise’s biggest perk helps to offset its biggest con: no immediate cash offer.

Unlike CardCash, Raise facilitates the sale of gift cards from one person to another. You’ll offer a small discount on your card — say 1 or 2% — and then a buyer will come and scoop up your card at the newly discounted price.

The bigger the discount you offer, the faster your card will sell. Payments are also made by check, ACH direct deposit, and PayPal cash. 

• Buy and sell gift cards at nearly 1,000 retailers. 
• Flat 15% commission taken by Raise on sold gift cards (in addition to your offered discount). 
• Refer and Earn $5 referral program. 
• Most popular direct sale gift card website. 
• App version available (Raise Mobile). 

Related: Raise Review 2023 

3. GiftCash 

While you can “only” sell gift cards to a smaller list of 150 retailers (still all the big ones), GiftCash boasts two unique features their competitors do not.

First, they offer an industry-leading 93% cash payout on some of the top retailers.

Second, you can convert your cash balances to crypto. They do require a $25 minimum balance for any card sold, and some brands like Apple and iTunes have a $100 minimum card value. 

If you value a totally private transaction from start to finish, all while getting the most money possible for your gift card, GiftCash is the best option for you. 

• Payouts issued within 5 to 15 business days.
• Only available in the USA and Canada. 
• Up to 93% cash offers for major retailers. 
• Cashouts are also available in crypto (BTC, BCH, ETH, or USDT).
• Earn up to 7% GiftCash (cashback) on gift card purchases towards additional free gift cards. 

Related: 15 Best Cash-Back Apps for Saving Money on Everything You Buy

Best Places to Sell Gift Cards for Cash (Runner Ups) 

There’s really no need to deviate from any of the three winners on our list. Doing so increases the likelihood you run into one of many gift card-oriented scams. But if you’re browser is acting up, you really want to do your due diligence, or you’re holding out hope that a different gift card exchange has a hidden better deal, we’ve found a few other legit apps and websites where you can trade gift cards for cash. 

4. ClipKard

If you’d prefer to do everything offline, ClipKard accepts mailed physical gift cards from over 100 retailers worldwide. 

Despite the snail mail route, everything works fairly simply. ClipKard sends you a free pre-paid USPS label, you mail the physical card, and within 1 to 7 business days after balance verification, you’ll receive either a PayPal deposit or check by mail. 

Payouts tend to be lower than their competitors, often in the 70 to 80% cash value range, but they’re a good option if you’re unsure about entering your gift card number and PIN online. 

5. CardSell

There’s a lot to be said about simplicity, and the CardSell mobile app offers exactly that.

With no desktop presence, you’ll only be able to access the platform with a mobile or smart device, but cash offers are semi-competitive and payouts hit your PayPal account in a fast 48 hours or less.

Payouts typically come in around the 50% to 75% of total value mark, so it won’t be the highest paying place to sell gift cards online, but if you’re looking to unload cards as quickly as possible, this is one of the faster options for doing it. 

Worth noting, don’t accept the first offer CardSell throws out.

If you decline the initial offer, the app will prompt you to resubmit the card for a +10% payout bonus.

Basically, they’re lowballing, but this is an easy hack to get a higher value straight off the bat. 

Download:

• App Store 
• Google Play

Top Gift Card Exchanges Compared

Hidden or even totally transparent fees can add up. Here’s how much you can expect a $25 gift card to be worth at each gift card exchange (at the time of writing). 

Other Options for Getting Rid of Unwanted Gift Cards

Despite their ease of use, exchanges aren’t the only way to discard or even get top dollar for your new or unused gift cards. Donating, regifting, or returning gift cards are all viable options. 

Donate

A near-cash equivalent, many charities would be thrilled to oversee the expenditure of your new or even used gift card codes and balances. Some donations are even tax-deductible, so be sure to ask participating charities for the appropriate paperwork. Some reputable organizations worth looking into: 

• GiftCards4Change
• St. Jude Children’s Research Hospital
• Special Kids Fund
• Kars4Kids

Regift 

Not a whole lot needs to be said here. If you’re sitting on a $10 worth Starbucks gift cards you’ll never use because fried brown water is of no importance to your life, give it away at your earliest convenience. Zero dollars left your wallet, and the caffeine-addicted friend in your life is a whole lot happier.  

Return Them 

Perhaps the most surprising method for offloading your gift card, some retailers will actually accept gift card returns, so long as you provide a receipt for the purchase. 

While this isn’t common, places like Amazon and Shopify will allow you to turn your gift card into cash as if it were any other payment method, so long as you have a receipt and have returned any items that were purchased using the gift card. 

Each retailer’s return policy will vary, so you’ll have to check the fine print to see if your return will be accepted. 

Deciding Where to Trade Gift Cards for Cash

Selling gift cards online for cash isn’t rocket science. When it comes down to it, staying safe and helping you get the most money for your card is our biggest priority. 

As a past semi-professional poker player, my OCD brain won’t allow me to do anything other than extract max value from any situation. When it comes to selling my unwanted CVS and Walgreens gift cards, that means getting the absolute most for them. If you’ve got a few minutes, quickly open each site in a new tab on your browser and see who is offering the best bang for your plastic bucks. If you’re flexible and don’t mind waiting, always lean towards the top paying option. 

If you need an instant cash payout, places like CardCash and GiftCash will better suit your needs. 

FAQs

The post The 5 Best Places to Sell Gift Cards for Cash appeared first on DollarSprout.

Details: If you’re an avid bookworm, odds are you’ve read at least one New York Times bestseller in your lifetime. My money is on the over.

We presume that most of the time you did this for free because you simply enjoy reading them. But if you’d like to actually get paid to read books like these, there’s a neat little opportunity that recently popped up that just might be up your alley. 

A research company called WordsRated is looking for help collecting details on NYT bestseller-listed books. Specifically, they’re looking for readers to plow through books cover to cover while jotting down detailed information about the characters and plot. 

Their names, their ages, adjectives that describe the characters, how frequently they have dialogue — that kind of stuff. It’s not rocket science, but in their line of work, someone has to do it, and that’s where you come in. 

Specifically, they’re looking for 5 to 10 all-stars who can chew through books and spit out the details they’re looking for. Each completed book, along with the data submission, will net you $200. 

You can read and submit in your spare time, or you can turn it into a full-time gig. It’s fully remote, and you can read and submit from anywhere in the world. 

Check out their details and application page to learn more and to apply. 

Related: 190 Side Hustles to Make Extra Money In Your Spare Time 

The post This Company Pays $200 per Book You Read appeared first on DollarSprout.

Bigger than Mickey Mouse, Star Wars, Mario, Harry Potter, you name it — it’s bigger than all of them — and really, it’s not even close. As of May 2019, the last time The Pokemon Company released earnings figures, Pokemon was a cool $20 billion clear of the second largest franchise, Hello Kitty ($88.5 billion in revenue since its release in 1974)._[1]

Worth noting, this doesn’t take into account that since the pandemic hit in March of 2020, The Pokemon Company has been printing cards non-stop as the demand for the hobby has reached dizzyingly high levels. So high in fact that a Pikachu Illustrator card sold for $5,275,000 this month, and another card, the iconic 1st Edition Base Set Charizard, an astounding $420,000 just last week.

This all begs the question: Are you potentially sitting on a childhood gold mine sitting tucked away in a closet that you haven’t seen in nearly twenty years?

Odds are you likely aren’t sitting on anything worth close to that much, but there are dozens of vintage and modern cards worth hundreds of dollars, even in poor condition.

If you’ve been out of the hobby for a while now and would like to know how to sell your Pokemon cards for cash while the hobby is still hot, I’ll share with you the best places to sell them, some tips for spotting the rare ones, and how to get the most money for them.

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Best Places to Sell Pokemon Cards Online

While there are certainly options for selling your cards in person, the best (and most profitable) places to sell Pokemon cards reside online. Most simply this is because online marketplaces have a far wider reach and there’s more opportunity to find deeper pockets.

1. eBay

Already one of the world’s most known online marketplaces, eBay has intentionally sought to position itself as the premier place to sell Pokemon cards online. Already with millions of cards sold on the platform each year, eBay’s dominance in the space shows no signs of slowing, as Pokemon TCG sales increased 574% YoY from 2019 to 2020._[2]

With a robust array of listing and safety features and access to more relevant buyers than anywhere on the planet, sellers can rest assured knowing they’ll be hard-pressed to find a better place to offload their prized possessions.

As someone who bought and sold over $100,000 worth of cards on eBay last year, I can attest to the protections eBay offers when compared to alternative selling options. While nearly every place to sell Pokemon cards takes a “buyer-friendly” stance — meaning they default to protecting the buyer during disputes — eBay does the best job of mediating, and will even side with the seller in select circumstances.

2. Mercari

If you’re looking for another good place to sell your Pokemon card collection online, Mercari presents itself as another great choice.

With unique promotional tools, Mercari empowers sellers to get top dollar on their collection in a way that no other platform offers.

Simply set a price for your collection at a point that you perceive to be slightly above the market value of your cards, and then let Mercari incrementally drop the price until a buyer pulls the trigger.

The promotional setup gives your listing an algorithmic boost each time the price is dropped to bring in fresh new eyes to your listing.

Their floor price feature provides downside protection against your collection selling at a price you’re unhappy with.

If a listing reaches the floor point and still hasn’t converted a sale with no promising leads, merely delete the listing, reassess the market value of your cards, and recreate it for a fresh algorithmic boost.

Read More: Mercari Review 2023: What I’ve Learned After $19,000 in Sales

3. TCGplayer

There are selling apps for flipping everything from clothes and jewelry to tech gear and golf clubs — and then there are apps for selling exclusively trading cards.

That’s where TCGplayer comes in.

The largest niche card marketplace in the world, TCGplayer is widely known for its easy-to-use app and price guide that helps novices and experts alike value their card collections. Like eBay, TCGplayer offers a robust suite of seller tools that are well integrated with their price guide.

While the user interface is a bit cluttered and can lead to information overwhelm, the platform remains an excellent overall tool for gaining access to millions of buyers that may have scorned eBay or other selling platforms. A notable feature, TCGplayer Direct offers an Amazon Prime-like experience for buyers providing them a one-stop-shop for millions of cards and free shipping on orders over $35.

4. Pokemon Facebook Groups

Pokemon-oriented Facebook Groups are undeniably one of the best places to sell Pokemon cards online for two good reasons: low seller fees and high purchase intent.

These groups purely exist for collectors to come together, show off their collections, chat, and of course, buy and sell Pokmon cards. Strict care must be taken to closely follow the rules — every group’s will be slightly different — or you will quickly find yourself dispatched from the community on a permanent basis. Acronyms and seller lingo abounds, so don’t be surprised when it all seems confusing at first.

Frequently used terms include:

• FS/NFS: For Sale/Not for Sale
• FT/NFT: For Trade/Not for Trade
• OBO: Or best offer
• G&S: Short for PayPal Goods & Services (the preferred and safest method when paying for cards).
• Pop: Short for population (the number of graded cards in existence).
• ISO/WTB: “In search” of or “want to buy”
• HP, MP, LP, NM, M: Heavy, moderate, or light play; near mint or mint (more on determining card condition below).

The biggest advantage here is the personal component of things. Conversations in the comment sections and/or direct messaging can quickly lead to the sale or trade of cards that might not be publicly listed on the larger exchanges.

5. Troll and Toad

Willing to accept a little less money to forego the hassle of photographing, describing, and listing individual cards or entire lots on the major selling platforms? Troll and Toad is for you.

Among the more recognizable names in the industry, Troll and Toad allows sellers to build a “Buylist” of all their cards. Troll and Toad will then specify the quantity of a particular card they’re looking for, along with a cash offer price based on the condition.

Once your card list is finalized, you’ll ship your cards to their headquarters where they’ll vet the condition and quantity. If everything checks out, they’ll issue cash payment within 5 business days. Any discrepancy or overstated card conditions will result in a decreased payout. (There is some leeway here as Troll and Toad isn’t out to nickel and dime people on subjective card condition determinations.)

A noted bonus, Troll and Toad offers a 25% payout boost if a seller decides to receive payment in the form of store credit. If you’re looking to add a holy grail to your collection, this is a great way to instantly get a sizeable discount towards your future purchase.

Best Places to Sell Pokemon Cards Near Me

While selling your collection online will likely net you the most money, selling your Pokemon cards in person offers the shortest route between you and a paycheck. There may be bit of face-to-face negotiation involved, so a little bit of homework ahead of time can help you set a walkaway point before talks ever start.

6. Facebook Marketplace

A hybrid online/in-person medium, Facebook Marketplace is the best place to sell Pokemon cards at locations near you.

The biggest perk? There are no listing or selling fees when making an in-person transaction.

Merely create a listing, upload pictures, set a price and all the relevant details, and Facebook’s own Messenger system liaisons between you and interested buyers. Stick firm to your asking price, or shoot a little high knowing buyers are likely to seek out a deal. After a price is agreed upon, set a safe meet location and quickly finish the transaction.

Alternatively, you can set up Facebook Shop, add payment details, and get access to millions of potential buyers across the country. You’ll be charged a 5% transaction fee for each item shipped from your shop, but this vastly undercuts the nearly 15% in fees that eBay, Mercari, and similar digital marketplaces collect.

A small bonus to selling in this way, beyond the low fees, is that your listing is algorithmically pushed to potentially interested parties for free (Facebook is the largest harvester of interest-based information in the world, so this is a pretty big bonus). There’s no need to necessarily “pay to play” as you might have to do on other platforms to gain listing visibility over your competition.

7. Local Card Store

A local card store (LCS) may not necessarily give you the best price on single cards, but there are perks to selling here beyond just the dollar figure acquired. Besides the instant cash payout, building a relationship with your LCS can lead to insider leads on stock dates, a friendly phone call when a card of interest hits the shelves, or even a store credit bonus on sold goods if you think you may make a purchase there in the future.

LCS owners are usually resellers themselves, and will reasonably need to make money off any sort of acquisition they make. Expect offers between 50-70% of the true market value of the item, and don’t be offended when they’re not interested in your bulk cards or the entirety of your collection.

At the end of the day, no one has your best interest in mind other than yourself, so don’t be afraid to come back later in the week once you’ve had a day or two to mull over an offer.

8. Pawn Shop

There’s nothing wrong with needing to make money fast if you’re in a pinch.

If you don’t have a LCS available to you, a local pawn shop offers the next most realistic way to sell Pokemon cards in person quickly.

Again, you can reasonably expect offers here at 30% to 60% of market value, and generally only for higher-end cards. Pawn shops don’t have as targeted a clientele that a LCS would have, so they’ll generally only accept more popular cards so they don’t sit on a shelf forever.

Where to Sell Pokemon Card Bulk

If you’re an enthusiast or collector of any kind, odds are you can spot expensive singles or rare cards amongst a stack of low-value items. And while separating those single cards out and selling them one by one is most often how you’ll make top dollar, getting rid of all your common bulk Pokemon, trainer, and energy cards all at once — for any modest payout — is a win.

Fortunately, there are places that offer fairly generous rates for the low-priced cards you’re no longer interested in. Here are the best places to sell Pokemon card (vintage and modern) bulk.

9. Safari Zone

When I first got back into Pokemon after a nearly 20-year hiatus, I quickly realized that gone were the days of buying a single pack at the store for $3. “Hit” rates — the rate at which a premium card is pulled from a pack — were grossly skewed across a large rarity spectrum, and it takes far more opened packs to nab the rarest cards in modern sets.

This inevitably leads to the acquisition of hundreds, nay thousands, of newly acquired, low-value Pokemon cards sitting on a desk in your house. If you don’t collect master sets, or you find yourself with dozens of duplicate cards, the next thing you’re doing is trying to figure out how to get rid of all of it while getting back a fraction of what you paid for it in return.

That’s where Safari Zone comes in.

They’ll purchase just about any modern card (2003 and onward) from you in exchange for reasonably quick PayPal cash payouts or store credit.

Pay Rates (at time of writing):

The cards do need to be in near-mint condition and correctly sorted via the categories above. After that, you’ll just package them up and mail them to their bulk submission center. I’ve submitted rather large bulk submissions twice now and each time the process was super easy and I received my cash payout in about 5 business days.

Fill out their bulk submission form to get started.

*Prices are subject to change based on market value and demand.

10. Sell2BBNovelties

While Safari Zone offers some of the most competitive prices on modern Pokemon card bulk, Sell2BBNovelties is one of the few places that accepts vintage Wizards of the Coast set bulk (sets from mid-2003 and earlier).

The standards are somewhat high as they’re looking for mint condition cards, but it absolves the seller the hassle of selling small-time cards for $0.50 on eBay and having to pack them up and ship them out one at a time. Better yet, they can handle all the volume you have, and you’ll get a speedy payout once they process the order and vet the card conditions.

Selling Requirements:

• Cards must be in mint condition (“No bends, creases, scratches, marks, white edges, folds, etc”)
• No foreign or fake cards (English only)

Pay Rates (at time of writing):

• Holos: $0.15 each
• Reverse Holos: $0.05 each
• Rares: $0.04 each
• Commons/Uncommons: $0.03 each
• Energy Cards: $0.005 each (2 cards for $0.01)

Head to their shop to sell your collection.

How to Get Started Selling (Beginner Guide) 

If you’ve never sold a Pokemon card in your life and know very little about them, you may have a question or two beyond just where to sell them. Below I’ll share several tips for sorting and pricing your cards, and how to get the absolute most money for them.

Sort Your Cards by Set

If you’re unfamiliar with selling Pokemon cards online for cash, start by sorting your cards by set.

If you don’t know from which set a particular card comes, Google quickly becomes your best friend.

Merely type in the name of the card and append its corresponding # from the set, which is most often found somewhere near the border on the bottom left or bottom right.

The search results will quickly illuminate the set from which the card originates.

For example, a search for “Bulbasaur 44/102” reveals that the card was released as a part of the original 1999 Pokemon Base Set print run. It is the 44th card in a set of 102 cards.

Sort Your Cards by Rarity

Once you have your cards sorted by set, it’s time to sort them by their printed rarity symbols. The symbols are found in close proximity to the card and set number.

Both vintage and modern Pokemon cards follow this system, so the age of your cards won’t play a role here.

Unfortunately, the symbols can be quite small and are often hard to see, so it may be easier to reference the chart below.

Pokemon Card Rarity Guide

Symbol	Description	Rarity
	Star	Rare
	Square	Uncommon
	Circle	Common

Now that you’ve got your cards sorted by set and rarity, it becomes a whole lot easier to use one of several available digital price guides.

How to Determine What Your Pokemon Cards Are Worth

While everyone would love to offload their collection for thousands of dollars, sellers need to be realistic about what they’re sitting on and the condition that it’s in. Learning how to assess card condition and pairing that with readily available price data is a prerequisite to getting the most money for your beloved cards.

Assessing Card Condition

Subjective in nature, accurately determining card condition is an essential skill that one need become proficient at.

A mismatch between the seller-stated condition and buyer assessment can lead to deep dissatisfaction, refund requests, and nasty feedback on public-facing profiles.

Christian at TheGamer does a good job of highlighting the types of damage one should look for when looking at card condition.

Once you have a pretty good idea of how to spot objective types of damage, it makes it easier to make a somewhat accurate determination of the overall condition.

Card Condition Guide

• Near Mint to Mint (NM-Mint) = Few to zero easily detectible imperfections such as nicks on edges, corner whitening, or light surface scratching. For holographic cards, it is generally acceptable to have minor imperfections such as superficial scratching, print lines, or clouding.
• Light Play (LP) = A card in this condition will have several minor imperfections such as nicks, minor scuffing, edge wear, clouding, and/or light scratches.
• Moderate Play (MP) = A card in this condition has significant wear including diffuse edge wear, nicks, scratches, clouding, or scuffs.
• Heavy Play (HP) = A card in this condition is defaced in a way that could make it unplayable in tournaments, even in a sleeve. This damage will include heavy wear such as creases, dents, scratches, bends, scuffs, ink, water damage, clouding, and/or other types of damage.
• Damaged (DMG) = A damaged card is altered in a way that it is most likely unplayable in tournaments, even in a sleeve. This damage may include heavy wear, creases, dents, scratches, bends, scuffs, tears, inking, water stains, and/or other types of damage.

Use Third-Party Websites to Determine Market Value

Once you’ve determined the condition of single cards — or the general condition of an entire set — it becomes much easier to forecast an accurate market value for what it is you’re trying to sell.

TCGplayer has a great set-by-set price guide where you can get a rough idea of the current market value of the card. (Use the drop-down box to change sets). The price information is based on their own marketplace sales history, so there may be little to no data for exceedingly rare cards.

If you believe you have a card that falls into that category, check eBay comps to see if a similar card has sold in the past 3 months. If more than one has sold, take an average of the recently sold listings and try to factor in which direction the market is moving.

If prices have trended upwards recently, it may be wise to add a 5 to 10% market adjustment in response to scarcity or demand. If prices are trending down and you’re motivated to sell, you may need to choose the lower side of the current market value during sale price determination.

Sellers often tend to optimistically overestimate the condition of their cards in hopes of fetching higher sales values. It may be prudent to use a condition “range” like the Sold Venusaur listing shown above. In the listing title, the seller states the card is in LP-NM condition (light play to near mint), with a conservative estimate at one end and an optimistic estimate at the other, helping alleviate perceived condition mismatch between buyer and seller.

Getting Your Pokemon Cards Graded

In the course of researching the market value of your card, you may have come across “graded” cards that seem to be fetching large premiums over cards in seemingly mint condition. This is no fluke.

Over the past 30 years, a number of third-party grading services have popped up to authenticate and grade trading and sports cards. Pokemon cards are certainly no exception. In fact, the multi-six and seven-figure cited examples in the opening paragraph of this article were PSA (Professional Sports Authenticator) graded cards that scored GEM MINT 10 on a condition scale of 1 to 10.

Popular Pokemon Card Grading Services Include:

• PSA (Professional Sports Authenticator)
• BGS (Beckett Grading Services)
• CGC (Certified Guaranty Company)
• SGC (Sportscard Guaranty Corporation)

The paid professional grading insight and card authentication service can cost anywhere from $15 to $500 or more for a single card, but the added value can be well worth it when it comes to sale time.

For example, the 1st Edition Base Set Charizard in mint but ungraded condition would likely have fetched somewhere in the neighborhood of $25,000 to $40,000 on eBay, assuming HD photos highlighted every nook and cranny of the card. The verified authenticity and gem mint status sent the sales price soaring past $400,000, making it only 1 of 121 known cards in existence to have achieved that grade.

That said, card grading requires a small to moderate learning curve, and it may be wise to consult an experienced submitter, check out a YouTube tutorial, or even ask questions in a Pokemon Facebook group before submitting a card(s) to a service.

Best Practice for Sales Listings

As an experienced seller, there are certain tactics I use to almost always get at or even above market value at any of the places to sell Pokemon cards online. A little prep work and attention to detail can help you consistently beat out other sellers for access to buyers and make the most money on your cards, collections, sealed packs, or other memorabilia.

Clean Your Cards

It sounds silly, but it absolutely matters, especially when selling old vintage Wizards of the Coast singles that may have accumulated dirt, dust, and grime. Pokemon cards are famous for accumulating little dark dirt circles that adhere to the back over time.

Simply grab a *very* lightly damp cloth — preferably microfiber — and gently wipe away dirt or deposits in a circular motion. Try to distinguish between dirt and damage before wiping as you can further exacerbate damage if it is already present. Immediately dry the card as moisture will eventually warp its surface.

Take Excellent Photos

Perhaps the most commonly made error in the entire seller universe is uploading absolutely garbage images. Take the time to ensure you have sufficient lighting and a quality camera available to snap decent photos. Almost every modern smartphone has a camera of good enough quality to take excellent photos. Sufficient natural or even added artificial light/flash is encouraged so long as it does not intentionally or unintentionally obscure or hide damage on a card.

You don’t need to overdraw attention to every single flaw, but crisp, sharp images from several different angles that fairly represent the card condition are essential for a successful buy-sell arrangement.

Learn SEO

Each selling platform is a search engine of sorts. Search engine optimization (SEO) helps you design your listing in a way that optimizes how many users end up finding your card or product. Keyword-rich titles and descriptions that maintain relevancy to the potential buyer will help your listing surface in search more frequently on nearly every platform. Here’s a simple eBay SEO guide, the advice from which will translate nicely to just about every other platform.

Pay Attention to Fees

Nothing crushes your potential selling profits faster than fees. It’s why a number of experienced sellers avoid some of the bigger platforms in favor of niche selling on Facebook once they’ve learned the ropes and built a database of fellow collectors over the years. As a beginner seller, or someone who just wants to quickly offload a collection, eBay or Mercari may be your best bet, but it still doesn’t hurt to be cautionary about listing upsells.

Bold font. Second category listing. Subtitles. Disproportional promotion campaigns (when compared to final sale price). They’re all upsells some of the larger companies will offer to pad their bottom line. In some select circumstances, it may be beneficial to use them, but by and large, you’re better off passing on all of it and focusing on a great listing with superb photos and a clean, keyword-rich card description.

(I share several other helpful selling tips here.)

Tips to Avoid Getting Scammed

Like in any selling industry, there are several ways in which, as a seller, you may find yourself SOL. Here’s how to make sure it doesn’t happen to you.

• Only accept official payment methods. Every single one of the best places to sell Pokemon cards for money has rules/accepted ways in which a seller can receive payment. If you frequently flout those rules, it will come back to bite you. More often than not this happens on the buyer side, but sellers aren’t immune either. Chargebacks, fake checks, and gift cards schemes are but a few of the many ways rogue buyers will try and con you out of your cards.
• Meet in a safe space. Police station parking lots or bank lobbies work great, especially for high-dollar transactions (whatever that means to you).
• Cash is king. If meeting for an in-person transaction, cold hard cash is second to none. No fake checks, no chargebacks, no falsified returns, no swapped cards.
• Document everything. If it’s not in writing (or photographed), it never happened. Document everything and take great pictures of anything you sell (including the packaging/shipping process). I’ve had buyers submit bogus returns with fake/replaced cards where I ultimately kept the final sale price/no refund was forced by eBay or any other platform…all because I took comprehensive photos of my pre-shipment process. It only takes getting burned one time for hundreds of dollars to never make this mistake again.
• Be the consummate professional. While nearly every selling platform is “pro-buyer” when it comes to disputes, appeals and/or case reviews are often done by a subject expert that has varying levels of discretion when it comes to rendering a judgement. If your online chat history shows abusive or accusatory behavior, I’d like to think your odds of winning a closely-contested case are not as high as they once were. On several occasions, eBay/Mercari representatives have scrutinized chat history when making a ruling, and anything you can do to tip the scales in your favor is a no-brainer.

At the end of the day, common sense really does go a long way. If something seems off, or there are more red flags than you could possibly shake a stick at, move on. It’s not worth getting burned just to chase a few more dollars.

The post 10 Best Places to Sell Pokemon Cards for Cash appeared first on DollarSprout.

But as Johnston Community College points out, over 90% of entrepreneurs lack any formal business education. Of course, there’s more to starting a business than just book-smarts, but you will need a plan if you want your business to thrive. Below, you’ll find a step-by-step guide for starting your own business.

Step 1: Coming Up with Your Idea

Many business owners simply take their existing hobby and turn it into a side hustle, then build it into a full-fledged career. Others find themselves starting from scratch.

In Simon Sinek’s bestselling book Start with Why he emphasizes the need for business owners to understand the motivations behind their business. “People don’t buy what you do,” he writes. “They buy why you do it. And what you do simply proves what you believe.”

Finding your “why” might take some brainstorming. Need help getting started? Grab a sheet of paper or a whiteboard. Draw a line down the middle. In one column, focus on the needs of the world around you. Focus on questions like:

• What needs do I see in the world today?
• Are there any recent problems that need to be addressed?
• What businesses are currently trending — and why?

On the other side of your brainstorming sheet, write down things about yourself, such as:

• What am I passionate about?
• What unique knowledge base or skill set do I possess?
• How do I want to impact my community or world?

Write down as many ideas as you can. Ask for input from your social circle. Remember: there are no bad ideas, so don’t prejudge any response at this point.

Once you’ve filled both columns, draw connections between the “need” side and your “skill” side. What problem would you like to focus on? How are you uniquely equipped to meet that need? 

For instance, your community might be lacking in a certain type of construction contractor or a particular type of restaurant. If you can fill these needs, you have the potential for creating a successful business.

Step 2: Validate Your Idea

Finding your business idea is one of the most important steps in starting a business (here’s a list of business ideas if you need some inspiration). But before you run out and print your business cards, it’s important to validate your idea. Basically, you need to know if your business idea will work.

Understandably, you may not exactly have an extensive budget for market research. You can start by performing some simple research, like:

• Reading about the market or industry in online trade journals
• Researching customer demographics through the Small Business Administration
• Learning more about existing businesses in your industry
• Talking to prospective customers (or even your family) about your business plan
• Testing out your product or service with a small group of customers

Ideally, you’ll discover that your idea is not only feasible but that it meets the specific needs of your target audience.

Sometimes you’ll discover that even though you have a good idea, you’re facing stiff competition from other businesses. If so, you’ll need to refine your business idea still further. What makes your future business unique?

Don’t be discouraged if you don’t get a lot of buy-in from your prospective customer base. Return to step 1, and use input from others to zero in on a specific need that your business can fill.

Related: 20 Best Business Ideas for New Female Entrepreneurs

Step 3: Create a Business Plan

Next, you’ll want to write out your business plan. Don’t skip this step. A well-written business plan will help you stay focused on your specific business goals. 

You can also use it to communicate data about your business to external audiences. If you’re communicating to potential investors or simply trying to secure a small business loan, you’ll likely be asked to present your business plan.

A traditional business plan will include the following:

• An executive summary highlighting key points from the rest of the document
• A description of your business, including your mission statement
• A description of your products or services
• Market analysis that shows your company has a viable market
• A marketing plan explaining how you intend to reach your target audience
• Your funding needs to show how much you’ll need to launch your business
• Financial projections, including milestones for earnings potential and growth
• An appendix containing additional market and industry data

You can also utilize what’s known as the “lean startup option,” which will contain the following elements:

• Your company’s value proposition
• A list of your services
• Primary activities
• Primary resources
• Business channels
• Target customers and customer segments
• Financial needs and cost structure
• Revenue streams and financial projections

If you need some inspiration, head over to the Small Business Association website, where you can learn more details and download some sample business plans.

It also might help to look at business plans for specific industries, such as:

• Restaurants
• Construction
• Web design
• Real estate
• Banking and finance
• Landscaping

You’ll likely refine your business plan over time, but putting your ideas down on paper provides a useful starting point that you can work from for the future.

Step 4: Build an MVP (Minimum Viable Product) or Service Offering

Once you’ve created your business plan, your next priority should be creating a “minimum viable product,” or MVP.

Think of your MVP as a prototype, simply designed to evaluate how well your final product or service satisfies the need you identified in the preceding steps.

Obviously, this will look different depending on the nature of your business. Your main priority should be bringing something to market fast. Ask yourself, “what minimum features do my product or service need to offer my target market?” Ignore the details for now — you can always fine-tune your initial design later.

Once you’ve designed your MVP, it’s time to launch. Again, it doesn’t have to be “pretty,” just functional. Learn from your customers’ experience:

• Did your product or service meet your customers’ needs?
• How might you improve the user interface or client experience?
• Are there design flaws that need to be addressed?
• How does your MVP measure up against competing products or services?

If you’re feeling shaky about this step, you might want to check out a few resources, including:

• A web agency that offers a detailed guide for developing an MVP
• An online calculator to determine the costs of your MVP
• An article from a software developer cataloging MVPs from top companies

Developing an MVP is an exciting step, as it allows you to see your company begin to take shape. Plus, it provides another opportunity to learn and refine your business before your official launch.

Step 5: Legal Steps

In order to operate your business, you’ll need to comply with existing business regulations. Many of these requirements vary by state, so you’ll have to do some research to determine your exact needs.

Find Your State’s Requirements

The Small Business Administration website provides resources to help you determine your legal requirements by state. Some of these requirements will also depend on how your business is legally structured. The purpose of these requirements is to comply with industry and safety regulations and ensure you pay taxes correctly.

Common requirements include:

• Articles of incorporation or operating agreements
• Financial statements
• Payroll taxes, workers’ compensation insurance, etc.
• Licenses and permits (for specific industries)

If you operate a business in certain industries, such as alcohol or firearms, you’ll need to comply with requirements regarding licenses and permits. You can find more information on the SBA website, which organizes these requirements by industry and state.

Apply for an EIN/Federal Tax ID

An Employer Identification Number, or EIN, is a 9-digit number used to identify your business for tax reporting. It’s also known as your federal tax identification number and functions as a kind of Social Security number for your business. You can get one through the IRS website for free.

Don’t delay. An EIN is a common requirement when applying for small business loans, and you’ll need one if you decide to hire employees.

Step 6: Financial and Accounting Steps

You now have a series of decisions to make about how to manage your company’s finances. It might seem daunting at first, but tackling these steps from the start will make everything much smoother for you down the road.

Choose Your Tax Entity

First, you’ll need to decide what business structure fits your company’s needs. The five most common types of business structures include:

• Sole proprietorships
• Partnerships
• Limited liability companies (LLCs)
• Corporations
• S corporations

If these terms sound like a foreign language, head over to this helpful article from Indeed.com. The structure you choose will influence your day-to-day operations and mitigate the amount of risk you take on when starting your own business.

Separate Your Business and Personal Finances

It’s not uncommon for business owners to sink their own cash into their company, especially when first starting out. But mixing your business and personal assets can create confusion during tax season and can jeopardize your personal assets if your business fails or gets slapped with a lawsuit.

This overlap is why you need to open a business bank account immediately. There are plenty of comparisons sites out there like Nerdwallet or Bankrate that can help you narrow down your options when it comes to choosing a bank for your business account.

For instance, some financial institutions offer unique tools for eCommerce companies, while others offer tools that can help retailers.

Additionally, while it’s possible to use an online bank, some business owners may prefer the convenience of a local, brick-and-mortar bank, especially when they need to make frequent deposits.

Choose Your Accounting System

How do you plan on managing your books? You basically have three options:

• Handling your books yourself with accounting software
• Hiring an accountant or bookkeeper
• Outsourcing your bookkeeping to a third-party accounting firm

Each choice has its strengths and weaknesses. While handling your own books makes sense when your company is in its infancy, you might find these administrative needs distract you from focusing on growing your business. Third-party firms can sometimes be a cheaper alternative to hiring an actual bookkeeper or CPA.

Related: Beginner’s Guide to Accounting and Reporting Blog Income

Consider Finding Financing

To fund your business, you might consider a small business loan or a business line of credit (LOC). A line of credit is often helpful for ongoing needs, while a loan can be helpful for startup costs and purchasing inventory and equipment. 

Your bank may already have some options available and can likely help you navigate the requirements of an SBA loan program.

Step 7: Get Insured, if Necessary

Do you really need business insurance? If you have employees, your state may require you to carry business insurance. Also, if you’re renting retail space, it’s not uncommon for landlords to require you to carry insurance. 

Likewise, some equipment manufacturers may prefer selling to companies that have an insurance policy. Plus, business insurance protects your assets in the event of a natural disaster, vandalism, or a lawsuit.

There are six common types of business insurance:

• General liability
• Product liability
• Professional liability
• Commercial property insurance
• Home-based business insurance
• Business owner’s policy

For more detail, the SBA website provides an overview of the advantages of each type of policy. The main question is whether your business involves enough risk to warrant a policy. It’s best to buy a policy when:

• You’re hiring employees
• You have a retail space visited by customers
• You work in a high-risk industry (e.g., construction)
• You rely on equipment, inventory, or resources that are costly to replace

Like any type of insurance, you may discover that it’s better to have it and not need it than to need it and not have it.

Step 8: Explore HR Needs

Depending on your business, you might choose to hire an extra set of hands or even a whole staff. The SBA provides some excellent resources on hiring employees, as does the employment site Indeed.com.

If you are just starting out as a one-person operation, you probably won’t need to worry about the items here yet, but it’s good to have them on your radar for when your business starts to grow and you need to bring on more help.

Here are just some of the things to consider when handling your human resources (HR) needs:

Benefits Offerings and Administration

Unless your staff is solely part-time, you’ll need to provide some type of benefits package. At a minimum, this includes health insurance, though many companies also offer retirement benefits and other financial incentives to attract and maintain top talent.

Legal Notices

Labor laws are constantly evolving. One of the ways employers must stay in compliance is by displaying legal notices in their workplace. 

You can find more information about these notices and posters on the Department of Labor website. As the company owner, you’ll be responsible for staying abreast of changes in regulatory and compliance issues that impact your employees.

Tax Withholding

The Federal Insurance Contributions Act (FICA) requires that employers withhold the following taxes from their employees’ gross pay:

• 6.2% Social Security tax
• 1.45% Medicare tax (the “regular” Medicare tax)
• 0.9% Medicare surtax when the employee earns over $200,000

FICA also requires you to pay the employee’s portion of the following:

• 6.2% Social Security tax
• 1.45% Medicare tax

Failing to comply with these requirements can result in legal complications and penalties.

SOPs and SOGs

Employers will also be responsible for generating standard operating procedures (SOPs) and standard operating guidelines (SOGs) pertaining to employee conduct, job requirements, and workplace safety.

Options for HR

Like your accounting needs, you have three basic options for handling HR:

• Handling HR yourself
• Hiring an HR manager
• Outsourcing to an HR firm

As your business grows, it often becomes difficult to stay on top of changing regulations, which might lead you to consider farming your needs to a third-party or hiring your own HR manager.

Step 9: Finding Your First Customers

That old Kevin Costner movie got it wrong: just because you build it, it doesn’t mean your customers will come. While some industries can benefit from direct mailers to local residents, you’ll likely need to establish a strong web presence to effectively market your business. Focus on the following:

A User-Friendly Website

Start by building a modern, user-friendly website. Make sure that it looks good on a desktop computer as well as handheld devices. 

You’ll want your site to contain basic information about your business, such as its location and the services/products you provide. E-commerce businesses will use their site to drive sales, while others might include contact forms to connect with potential clients.

Social Media Presence

Creating a profile or page on Facebook, Instagram, or other social channels can help you connect to a wider range of people. 

If you have a specific post that you want to garner more attention, like a grand opening announcement, you can spend money and turn that post into an ad. As your business grows, you may delegate these responsibilities to an employee who can manage your social media accounts.

Email Marketing

Finally, develop an email list of regular customers. You can send them additional information, coupons, and other special offers to increase their loyalty and promote your business. 

Related: 21 Inexpensive or Free Ways to Market Your Small Business

Bottom Line: Find Your Passions

If this sounds like a lot of work, it’s because it is. But few things are more rewarding than investing in an idea you’re truly passionate about. Your business venture, therefore, offers you something more than a paycheck. It gives you the opportunity to leave your mark on the world around you. 

The post How to Start a Business in 9 Simple Steps appeared first on DollarSprout.

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