Jana Lynch

Early in my freelance writing career, I had a client who demanded I provide all of my financial information to him as a condition of our contract. The information he wanted, which included my annual income, my mortgage amount and interest rate, and how much I had in savings, had nothing to do with the…

In the wake of the COVID-19 pandemic, more and more businesses are struggling to stay afloat. While big-box stores and well-known brands have managed to survive, it’s been particularly challenging for traditionally in-person service businesses. After all, how do you provide personal training or therapy or dog grooming online? And how do you earn money…

I love a good, versatile accessory. The kind that works for any occasion. That’s how I feel about my favorite lightweight cardigan. It’s a great layering piece in the winter. I can wear it over sleeveless shirts in the summer. If I sit in some mustard at my boyfriend’s family barbecue, I can tie it…

According to a recent survey, approximately 300 million Americans have some form of debt.[1] That’s a lot of people — and a lot of debt. What if you want to take control of your debt and figure out how to pay it off? Books, websites, and even personal finance podcasts can help, but many people…

I’m a pretty frugal person by nature. I use coupons when I remember them, mostly keep to a budget, occasionally participate in no-spend challenges, and have an overall handle on what I’m doing with my money. Plus, there’s not a whole lot I like to spend money on. Food allergies keep me eating at home,…

If you’re facing a job loss, disability, underemployment, or other factors that make it difficult to support your family, you’re not alone. According to U.S. Census data, 38.1 million people were living in poverty in 2018.[1] That doesn’t include the families living above the poverty line who struggle to pay their bills and put food…

Chime is a financial technology company, not a bank. Banking services provided by, and debit card issued by, The Bancorp Bank or Stride Bank, N.A.; Members FDIC. Online banks have become increasingly popular thanks to their lower fees, higher interest rates, and 24/7 access. Not only that, you can bank from the comfort of your…

Whether it’s to buy a new video game, AirPods, or just to feel like they have their own spending money, every kid wants their own cash. My 13-year-old spends a lot of time talking about jobs she’s going to have when she’s older. What she doesn’t realize is that there’s plenty of ways for her…

I don’t ask for much in a bank. Basically, I want my money to be safe, and I’d prefer not to have to pay exorbitant monthly fees to access my cash. It’d also be helpful if I could get some cashback or earn more interest than a mere $0.02 per statement (or less). You’d think…

If you’ve ever tried to lose weight, you know how difficult it can be. From avoiding temptations, to having no support network, to decreasing motivation, losing weight is often a frustrating, lonely process. Not to mention how expensive it can get. What if there was a way you could find support and motivation along with…