Opinion
15 Expert Tips for Beating Inflation
Your boss just called and gave you the bad news. No, you haven’t been let go, but you did just get a near 10% pay cut – effective immediately. Not a great start to your Wednesday morning. But that’s exactly what happened to all of us since July of last year whether or not we…
3 Things I’ve Learned About Risk Taking and Entrepreneurship
My wife, Paige, has been a Physician’s Assistant for two years. She has a great salary, great benefits, the opportunity to help people — everything you could ever want in a job. But even though it all looked great on paper, behind the scenes, things were starting to unravel. Over the past year, she’s been…
Should You Work for Free? Here Are 5 Common Scenarios Where You’ll Be Tempted
Ah, the age old question that virtually every freelancer has had to grapple with at some point – usually early on – in their career: Should I work for free? Ask this question in any freelancing group on Facebook or Reddit and you’ll have no shortage of people offering strong opinions. For some reason this…
How Your Parents’ Finances Could Become Your Liability
There’s no question that many Americans’ finances have been hit hard by the COVID-19 pandemic. In a recent survey by investment management company Vanguard, 60% of respondents said the pandemic has hurt their finances. What’s interesting, though, is that young adults aren’t just worried about their own finances as a result of COVID-19. The same…
How to Use Your Biases to Be Better Financially Prepared
My grandmother always told me that all I needed was just a dime-size drop of shampoo. In the shower, I would dump a mound on my palm to defy her. I had never been poor. But, in my 20s, I had my own tough experiences. I let myself get caught in the consumerist wheel of…
Money Can’t Buy Happiness… Unless You Spend It on These Things
When my husband and I were spending every extra penny of income to pay off our student loans, I assumed the financial freedom that came with being debt-free would allow me to be happier. I would dream of starting a family, buying a home, and taking trips to places I never thought I could afford….
How to Overcome the Challenges of Being a Female Breadwinner
Gender norms have shifted significantly over the last 50 years. For most of American history, it was common for men to be the sole or primary provider in the family while women stayed home to take care of the house and children. It was rare for a woman to work full time, let alone be…
I Stopped Spending Money for 30 Days. Here’s What Happened
If you’re in the process of paying off debt, it doesn’t take long to realize how life-altering it can be. Whether it’s giving up takeout or skipping a weekend getaway, these little things make a huge impact when we start to cut them out. That was hard for me to grasp. When my husband and…
A Graduate Degree Doesn’t Always Make Sense. Here’s What Career Experts Say to Consider
Most people pursue graduate school because they want to grow professionally, land their dream job, and make more money. But sometimes it’s more expensive than you realize or it may not come with the salary increase you anticipated. Earning a graduate degree comes with a significant time and money investment, so it’s important to consider…
Should You Marry a Spender If You’re a Saver?
When you start dating someone, you probably don’t wonder what their credit score is or how much debt they have. You’re more focused on their personality, how they treat you, and what their friends are like. But as things start to get serious, their finances become an important part of the picture. This is especially…