Zina Kumok

Editor

Zina KumokZina graduated from Indiana University in 2011 with a Degree in Journalism. Her post-graduate experience in paying down student loan debt inspired her to help others take control of their finances. Having escaped student loan debt in under 3 years, she enjoys sharing tips and tricks for getting out of debt on her blog Conscious Coins.

An author and personal finance expert, her work has been featured on Investopedia, The Washington Post, Experian, Fox Business, Time, Quicken Loans, LendingTree, Forbes, Money.com, Mint, and many more. A three time “Best Personal Finance Freelancer or Contributor” Plutus Award finalist, Zina’s byline has also appeared in the Indianapolis Monthly, Commercial Appeal, and the Associated Press.

When Zina isn’t working she is spending time with her husband and two dogs.

To learn more, connect with Zina on LinkedIn.

11 Best Places to Sell Your Phone for Cash

Everyone loves getting a new cell phone. It’s fun to set it up, see how fast it is, and try out the new features. But then you’re stuck with your old phone. Throwing it away seems like a waste, and you may not want to donate something you paid hundreds of dollars for. So the…

Zina Kumok 04 Nov

19 Best Places to Sell Textbooks for the Most Money

The cost of college tuition has outpaced inflation, but the cost of textbooks has increased more than 800% since the 1970s. I was extremely cost-conscious when I applied to college. My parents weren’t going to pay for everything, so I had to apply to schools I knew I could afford. I knew the cost of…

Zina Kumok 14 Oct

Drop App Review 2023: Pros, Cons, How It Works & Key Features

Every time I go to the mall, I’m reminded of why I love shopping online. I hate sitting in traffic, trying to find a parking space, and standing in long lines. The crowds don’t generally help the experience, either. Online shopping is the opposite. Plus, with online shopping, you can easily comparison shop to find…

Zina Kumok 10 Oct

7 Best Short-Term Investments for Growing Your Money

You have some money to invest, but don’t like the idea of not touching the money for years or decades. What are the best short-term investments to maximize your returns? Most often, people in this situation are saving for a short-term goal — a down payment on a house, shiny new car, or planning for…

Zina Kumok 31 Aug

85 Places Offering Free Birthday Stuff

Every year, I consider going on a ridiculous scavenger hunt of sorts: running around town and getting all the free birthday stuff I can. The problem is, I can only eat so much stuff in a single day. Ben & Jerry’s, Baskin-Robbins, and Cheesecake Factory, I’m looking at you! Since I know I’m not the…

Zina Kumok 13 Aug

Love Watching Movies? Here’s How to Get Paid to Watch Netflix and Other Videos

Did you know you can actually get paid to watch Netflix as a Netflix Tagger? It’s not an easy gig to get, but you might be able to get lucky and land it. If not, we’ve got some alternatives for you.

Zina Kumok 01 Aug

How Does Rakuten Work and Can the App Really Save You up to 40%?

Now that I work from home, I hate shopping. Driving to the store, looking for parking, waiting for assistance, and then standing in line all seem like a tedious waste of time. I’m not the only one who feels this way. Like 60% of millennials, I prefer online shopping since it means I can skip…

Zina Kumok 11 May

20 Cheap Date Ideas Under $20 for a Romantic Night Out

Fun and cheap date ideas can spice up any relationship. Remember on your first date with your partner when you were so nervous you couldn’t stop smiling? You laughed hysterically at all their bad jokes and got the butterflies when you shared your first kiss. Now you’re the no makeup, sweatpants-wearing, do-everything-together couple that enjoys…

Zina Kumok 08 Jan

6 Ways Dog Lovers Can Make Money with Their Canine Pals

My dog costs me a lot of money. Not just in vet visits, food bills, or heartworm medicine, but also in how much stuff he destroys. When he was a puppy, he liked to chew on and destroy my shoes. After the fourth pair, I asked him, “How do you plan to pay me back…

Zina Kumok 29 Sep