Zina Kumok

I loathe selling things online. Even though it’s a popular side hustle, it’s not my favorite thing to do. It takes forever to take pictures of the item, I despise negotiating with people, and it takes way too long to get paid. That’s why I’ve stopped trying to sell things online, especially high-end electronics like…

I’ve never had much luck making money from survey websites and other similar online side hustles. I get bored easily and I hate taking endless surveys, filling out the same information over and over again. But using Mistplay was different. Mistplay is a fun app where you play popular games and earn points that you…

I hated my first job out of college. I was working as a newspaper reporter in a small town where I didn’t know anyone. My workday lasted from 2 to 10 p.m., which left little time to hang out with people. My boyfriend lived in a different city three hours away, and I quickly realized…

Everyone has their own motivation for losing weight. Sometimes it’s because you want to wear clothes you fit into years ago. Or maybe your doctor said some of your health problems could be relieved if you lost some weight. But finding the motivation and discipline for weight loss is hard. A survey from 2013 to…

Spreadsheets get a bad rap. They mostly appeal to pencil pushers, number crunchers, and obsessive-compulsive types. Unless you have a job that requires you to use Excel, you may not even know how spreadsheets work. That’s why I abandoned my traditional spreadsheet budget several years ago. After trying in vain to find a simplified approach…

I never know what to do with my old phone. Selling it seems like a hassle, but I don’t want to donate it and not get anything in return. In the end, I tend to hold onto my old phone for months until I finally throw it away. It seems like a waste, right? But…

We all know someone who loves numbers. They’ll spend hours poring over budgeting spreadsheets, examining the finer details of their investment accounts, and organizing the cash in their wallet by denomination. For someone like that, being offered basic budgeting advice is like preaching to the choir. For the rest of us, there’s the 50/30/20 budgeting…

Learning how to fill out a money order is essential to completing important money moves when a checkbook is no longer an option for you. These days, checkbooks have largely gone the way of the dinosaur. Some people still keep one around for old times’ sake — or for budgeting reasons. But for the most…

A bank statement is like a copy of your medical history. It’s an important collection of information, but most of us don’t actually look at it unless something is wrong. You may take a quick glance at your balance every month, but chances are that piece of paper goes straight in the trash shortly after….

A CD ladder is one of the best ways to maximize interest earnings on short-term savings. Everyone wants a sure thing when it comes to money. They want to invest their money without losing it and get a huge return without inheriting any risks. They want to have both the comfort and security of a…