Jeff Proctor

Jeff graduated from Virginia Tech in 2013 with a B.S. in Biochemistry, but he’s always been a bit of a money-nerd.

After working one on one with clients for nearly three years in private wealth management, Jeff launched DollarSprout with his business partner and long time friend, Ben Huber.

A few entrepreneurial stumbles and lots of lessons learned along the way, he and Ben have created one of the fastest growing personal finance blogs on the internet.

Jeff has been quoted as a personal finance expert in several online publications, including:

To date, DollarSprout has helped over a million readers get a better handle on their finances. All of the content on DollarSprout is crafted with the intent to help readers worry less about money and make smarter financial choices — an important mission to Ben and Jeff.

Outside of work, Jeff is an avid golfer (read: avid, not good), and he enjoys spending time with his girlfriend, Paige, and his dog, Annie.

To learn more, connect with Jeff on LinkedIn.

We Asked Over 1,000 Everyday People About AI. Here’s What They Said.

If you spend any amount of time on Twitter or keep up with technology news, you probably feel like Artificial Intelligence (AI) is coming for us like a giant tsunami wave — for better or for worse. But what do normal, everyday Americans think? It’s easy to get caught up in social media echo chambers…

Jeff Proctor 24 Apr

15 Best Cash Back Apps to Earn Rewards in 2023

Over the last few years, dozens of new cash back apps for shopping have popped up. These apps – all of which are free to use – can save you money on groceries, travel, clothes, and so much more. I’ve endlessly experimented with cash-back apps since 2015, back when DollarSprout was first launched. I don’t…

Jeff Proctor 10 Nov

2022 Inflation and Consumer Insights Survey Reveals Concerning Findings

With the latest inflation numbers coming out, things are not looking great. According to the latest data put out by the U.S. Bureau of Labor Statistics, the cost of living is 8.2% higher than it was at this time last year and isn’t yet showing signs of decreasing. There is no shortage of opinions among…

Jeff Proctor 15 Sep

How to Start a Business in 9 Simple Steps

Thinking about starting your own business? You’re not alone. According to data from Babson college, two out of three American adults believe that entrepreneurship is a good career choice. With dissatisfaction in corporate America on the rise, many people are taking matters into their own hands and starting their own businesses. This trend only looks…

Jeff Proctor 24 Mar

20 Online Business Ideas With Little or No Startup Cost

If there is one good thing that our most recent pandemic side hustle study showed, it’s that it accelerated the mass adoption of remote work all over the world (for many industries). As someone whose been running an online business from home since well before the pandemic, I can tell you that the number of…

Jeff Proctor 01 Dec

Shifting Side Hustle Statistics Reveal New Trends About How We Earn

Every year DollarSprout conducts an annual Side Hustle Survey to get a pulse on side hustlers across the country. In 2020, the big story was how the economic halt from COVID-19 forced many workers to find alternative means of income. In 2021, as the economy has more or less reopened and the pandemic has begun…

Jeff Proctor 18 Oct

3 Things I’ve Learned About Risk Taking and Entrepreneurship

My wife, Paige, has been a Physician’s Assistant for two years.  She has a great salary, great benefits, the opportunity to help people — everything you could ever want in a job. But even though it all looked great on paper, behind the scenes, things were starting to unravel. Over the past year, she’s been…

Jeff Proctor 30 Aug

Should You Work for Free? Here Are 5 Common Scenarios Where You’ll Be Tempted

Ah, the age old question that virtually every freelancer has had to grapple with at some point – usually early on – in their career: Should I work for free? Ask this question in any freelancing group on Facebook or Reddit and you’ll have no shortage of people offering strong opinions. For some reason this…

Jeff Proctor 02 Aug

A Behind the Scenes Look at the 90-Day Freelancer Playbook

When Ben and I first started our business, we had no idea what we were doing. We had about 1,000 ideas written down at any given time. We’d wake up, meet in the living room (back when we shared an apartment), have our coffee, then sit down and start working on whatever idea we felt…

Jeff Proctor 27 Apr

DollarSprout Is 5 Years Old. Here’s What I’ve Learned So Far.

This post was originally written in 2020. DollarSprout turns 5 years old next month. Sometimes I can’t believe we’ve made it this far. They say that over half of all new businesses don’t live long enough to see their 5th birthday. Most fail long before then. It hit me this morning that I’ve never shared…

Jeff Proctor 15 Jul